This home is in St. Augustine — a waterfront home in St. Johns County.
$799,000Sold3 bd · 2.5 ba · 2,028 sq ft
Sold·Closed Oct 6, 2026·73 days on market·Recent sales in St. Augustine
8228 Hall Lane
St. Augustine, FL 32092
About this home
St. Augustine
JUST 100 FT. FROM THE ST. JOHNS RIVER! | CUSTOM-BUILT 2022 WATERFRONT HOME | NEW 2025 BOATHOUSE + 8,000-LB BOAT LIFT | NO HOA OR CDD | OVERSIZED 3-CAR GARAGE | METAL ROOF + WHOLE-HOUSE GENERATOR! Located on Colee Cove Canal, enjoy quick access to boating, fishing, waterfront dining and days spent exploring the St. Johns River. Inside, impressive 12-foot tongue-and-groove wood ceilings in the foyer and living room, extensive luxury vinyl plank flooring, abundant natural light and oversized windows create a warm, open living space. A striking fireplace with custom built-ins, wet bar, designer lighting and illuminated glass display cabinetry add to the home's custom character. The kitchen features quartz countertops, a waterfall island, upgraded cabinetry, soft-close drawers, pull-out shelving and a custom pantry. The primary suite includes a custom closet system and spa-inspired bath with a stand-alone soaking tub with chandelier and zero-entry shower. Outdoor living continues on the
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,585 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Ponte Vedra Recreation Areaabout 16 mi · 24 parking spaces
Closest park or preserve
Gourd Island Conservation Areaabout 9 mi · 3.3 mi of trails
Closest public boat ramp
Palmo Cove Public Boat Rampabout 1 mi · St. Johns River - Palmo Cove
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 4 mi · Saint Johns River
Closest youth league fields
Pacetti Bay School Fieldsabout 4 mi · Baseball
Closest grocery store
Publixabout 5 mi · 84 Tuscan Way, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $552,744 | $474,295 | — |
| 2024 | $534,019 | $460,221 | — |
| 2023 | $558,868 | $445,360 | ▼ $110,681 |
| 2022 | $141,799 | $98,791 | — |
| 2021 | $116,980 | $89,810 | — |
| 2020 | $81,645 | $81,645 | — |
2025 property taxes (current owner): $6,883/yr
Estimated taxes if purchased at asking price: ~$12,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 6, 2026Closed$845,000
- Aug 31, 2026Active Under Contract$845,000
- Aug 28, 2026Price change$845,000−$19,900
- Jun 19, 2026Listed$864,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $423/sq ft; this home is listed at $394/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8224 Hall Lane, St. Augustine, FL 32092Listed by DANE LESLIE, BROKER | Jul 2026 | $482,000 | $320 | 3/2 | 1,506 | 55 | 0 |
| 8337 Colee Cove Road, St. Augustine, FL 32092Listed by FIRST COAST REALTY OF JACKSONVILLE INC | Aug 2026 | $562,250 | $295 | 3/2 | 1,906 | 104 | 0.4 |
| 9551 County Road 13 N, St. Augustine, FL 32092Listed by RE/MAX UNLIMITED | Mar 2026 | $1,150,000 | $468 | 4/2.5 | 2,458 | 0 | 1 |
| 8580-C Palmo Fish Camp Road C, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTY | Mar 2026 | $642,000 | $305 | 3/3 | 2,104 | 629 | 1.5 |
| 227 River Forest Lane, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $925,000 | $423 | 3/2 | 2,189 | 136 | 2 |
| 8195 County Road 208, St. Augustine, FL 32092Listed by PREMIER HOMES REALTY INC | Dec 2025 | $1,125,000 | $463 | 4/2.5 | 2,430 | 48 | 2.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Sold by: KELLER WILLIAMS ST JOHNS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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