This home is in Silverleaf, St. Augustine.

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Active

Active·169 days on market·Silverleaf

204 Courtney Chase Drive

St. Augustine, FL 32092

$879,000$279/sqftEst. $4,678/moMLS# 2123939

Beds

Baths

3,147

Sq Ft

2022

Built

Garage

Pool

About this home

Silverleaf

Preserve privacy. Outdoor kitchen. 12-foot ceilings. No CDD fees. This is the one. Tucked against a serene preserve in Johns Island at SilverLeaf, this move-in ready home delivers the indoor-outdoor Florida lifestyle you are searching for -- without compromise. A fully equipped covered lanai with retractable screens becomes your everyday escape, whether you're hosting or simply unwinding as the sun sets behind the trees. Inside, soaring ceilings and panoramic sliding glass doors flood the great room with natural light, opening seamlessly to a chef's kitchen with premium finishes, an oversized island, hidden walk-in pantry, and cabinetry that impresses at every turn. Steps from SilverLeaf's brand-new resort-style amenity center. Low HOA. Zero CDD fees. All the hard work already done.

Cost to own

Mortgage calculator

Home Price

$879,000

Down Payment: 20%

$175,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,468

Principal & Interest: $4,468

Est. Taxes & Insurance: $1,117

Estimated Total Monthly

$5,585

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,678

Property taxesest. at asking price, St. Johns County$1,170

HOAbilled annually$154

Estimated total, before insurance$6,002/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $867,000 in November 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$725,183	$674,461	—
2024	$816,175	$702,724	—
2023	$730,800	$680,800	—
2022	$39,200	$39,200	—

2025 property taxes (current owner): $9,579/yr

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jan 28, 2026Listed$879,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$879,000

Price / Sq Ft$279

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,147

Acres0.17 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesNortheast

School Information

ElementaryLiberty Pines Academy

MiddleLiberty Pines Academy

HighTocoi Creek

Community Information

Address204 Courtney Chase Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSilverleaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size7,405.2 sq ft

Parcel Number0103621360

ZoningSingle Family

Amenities

AmenitiesPool, Cable TV, Clubhouse, Gated, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Electric Vehicle Charging Station(s), Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Bathroom - Tub with Shower, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Gas Cooktop, Microwave, Tankless Water Heater, Water Softener Owned

HeatingCentral, Natural Gas, Zoned

CoolingCentral Air, Electric, Zoned

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)