Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Bartram Trail High School.

No photos available

This listing has no photos yet

Sold

Sold·Closed Mar 5, 2026·3 days on market·Recent sales in SilverLeaf

8528 Moody Canal Road

St. Augustine, FL 32092

$550,000sold priceListed at $587,500 · 93.6% of asking$288/sqftMLS# 2129871
2
Beds
2
Baths
1,908
Sq Ft
1971
Built
—
Garage
No
Pool
No HOA0.51 acresWaterfrontSingle Family Residence1 story

About this home

St. Augustine

Wake up to wide-open St. Johns River views and end your day on your private dock—this is true Old Florida waterfront living. Set on a unique, peninsula-like lot, this property is wrapped in water with a canal along the right side and the river stretching behind and to the left, creating the feel of your very own tucked-away river oasis. With water on multiple sides, the setting offers incredible privacy, breezes, and endless possibilities for enjoying the outdoors. Tucked beneath mature shade trees and draped in Spanish moss, the 2 bedroom / 2 bathroom home features a spacious covered porch—perfect for relaxing, entertaining, and taking in the scenery. Inside, you'll find a simple, functional layout with plenty of natural light and a blank-slate feel, ready for your personal touch. Whether you're dreaming of a weekend river retreat, a renovation project, or a future vision that fully captures the surrounding views of gorgeous waterfront and shimmering sunsets, this is it!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,046
Property taxesest. at asking price, St. Johns County$732
Estimated total, before insurance$3,778/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,873/yr · $239/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$3,046
Principal & Interest: $3,046
Property taxes (est.): $732
Insurance (est.): $367
Estimated Total Monthly
$4,145
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,873/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $308/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
100 Bartram Oaks Boulevard, St. Augustine, FL 32092Listed by RE/MAX SPECIALISTSSep 2026$226,000$1193/21,9041471.4
109 Bartram Oaks Boulevard, St. Augustine, FL 32092Listed by LUXURY PROPERTY SERVICES GROUPAug 2026$180,000$1113/21,62021.4
5205 River Park Villas Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSAug 2026$450,000$2313/2.51,944691.7
253 Tower Court, St. Augustine, FL 32092Listed by LATITUDE 30 REALTY LLCJul 2026$480,000$2603/2.51,848141.9
39 Tower Court, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$461,000$1993/2.52,3161282
39 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$510,000$2194/2.52,327462.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$587,500
Price / Sq Ft$308
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,908
Acres0.51 acres
Year Built1971
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address8528 Moody Canal Road, St. Augustine, FL 32092
Area302-Orangedale Area
SubdivisionJ W Moodys
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size22,215.6 sq ft
Parcel Number0115300090
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached Carport, Carport
ViewCanal, River

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesElectric Oven, Electric Range, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesDock
Lot DescriptionDead End Street
Patio / PorchCovered, Deck, Front Porch, Porch
Road SurfaceGravel
Road FrontagePrivate Road

Additional Information

Date ListedFebruary 12, 2026
Days on Market3
Tax Amount$2,872.97
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: ENDLESS SUMMER REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines