This home is in St. Augustine — a waterfront home in St. Johns County.
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Sold·Closed Mar 19, 2026·629 days on market·Recent sales in SilverLeaf
8580-C Palmo Fish Camp Road C
St. Augustine, FL 32092
About this home
St. Augustine
Enjoy the beauty & tranquility of this lovely waterfront retreat! This amazing property has 2 houses that front on the famous St Johns River at entry of Six Mile Creek. Makes a great 2-unit short-term rental, AIRBNB, VRBO, winter home, or permanent homestead. The 2-bedroom, 2-bath main house features front & back porches, metal roof, 2-car carport, gated entry, fantastic interior/exterior renovations w/luxury vinyl plank flooring, gourmet kitchen with new cabinets, countertops, & appliances, completely updated baths (both with bidets), fine window treatments, new washer/dryer, & more. The separate studio style guest house was completely redone a year ago (raised above flood zone) & has a convenience kitchen, bath w/shower, a TV area with a smart TV. Private updated dock w/boat lift, new bulkhead/sea wall, & public boat ramp 200' from property make this a riverfront dream location. You simply can't find properties like this on the river for less than $1,000,000. Partially furnished.
Next steps in SilverLeaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal, Other — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,222 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Guana Reserve dirt lotabout 15 mi · 60 parking spaces
Closest park or preserve
Gourd Island Conservation Areaabout 8 mi · 3.3 mi of trails
Closest public boat ramp
Palmo Cove Public Boat Rampabout 0.0 mi · St. Johns River - Palmo Cove
Closest kayak & paddleboard launch
Williams Park Canoe/Kayak Launchabout 5 mi · Saint Johns River
Closest youth league fields
Pacetti Bay School Fieldsabout 4 mi · Baseball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:29 AM, sunset 6:54 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $3,459/yr
Estimated taxes if purchased at asking price: ~$10,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $333/sq ft; this home is listed at $309/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 6447 Jack Wright Island Road, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERY | Apr 2026 | $1,195,000 | $453 | 4/3.5 | 2,637 | 53 | 0.7 |
| 6433 Jack Wright Island Road, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | May 2026 | $895,000 | $333 | 3/3 | 2,687 | 103 | 0.8 |
| 8228 Hall Lane, St. Augustine, FL 32092Listed by WATSON REALTY CORP | Oct 2026 | $799,000 | $394 | 3/2.5 | 2,028 | 73 | 1.5 |
| 8224 Hall Lane, St. Augustine, FL 32092Listed by DANE LESLIE, BROKER | Jul 2026 | $482,000 | $320 | 3/2 | 1,506 | 55 | 1.5 |
| 7945 County Road 13 N, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $495,000 | $204 | 4/3 | 2,432 | 7 | 1.6 |
| 8337 Colee Cove Road, St. Augustine, FL 32092Listed by FIRST COAST REALTY OF JACKSONVILLE INC | Aug 2026 | $562,250 | $295 | 3/2 | 1,906 | 104 | 1.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Mar 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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