This home is in St. Augustine — a waterfront home in St. Johns County.
Pending·61 days on market
8337 Colee Cove Road
St. Augustine, FL 32092
About this home
St. Augustine
The Value is in the land! Incredible views and unforgettable sunsets await along the historic St. Johns River. Tucked within a private, established riverfront neighborhood, this nearly one-acre home-site offers deep-water access and is shaded by mature, majestic oak trees. The existing 3-bedroom, 2-bath home provides a starting point with endless potential--renovate and customize the current structure or clear the way for a one-of-a-kind custom build. However you envision it, this is an exceptional opportunity to create your dream riverfront retreat in an ideal setting.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $631,216 | $631,216 | — |
| 2024 | $651,038 | $651,038 | — |
| 2023 | $684,815 | $177,996 | — |
| 2022 | $514,011 | $175,710 | — |
| 2021 | $367,090 | $169,121 | — |
| 2020 | $322,903 | $166,089 | — |
2025 property taxes (current owner): $8,836/yr
Estimated taxes if purchased at asking price: ~$9,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1975)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,548 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 12, 2026Pending$615,000
- Jun 29, 2026Listed$615,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FIRST COAST REALTY OF JACKSONVILLE INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Colee Cove Estates
Active Under Contract$675,000MLS# 2158454Est. $3,593/mo7905 Colee Cove Road, St. Augustine, FL 320925 Beds3 Baths3,266 sqft* MULTIPLE OFFERS! HIGHEST & BEST BY SUNDAY 8/9 AT 5PM!!!! Rare St. Johns River Investment Opportunity! Discover the…
ResidentialUNITED REAL ESTATE GALLERY
Active$209,000MLS# 2138979Est. $1,112/mo8105 Colee Cove Road, St. Augustine, FL 320923 Beds2 Baths1,104 sqftThis one is about the PROPERTY! Water access, mature trees, outdoor space and the opportunity to enjoy the St. Johns…
ResidentialWATSON REALTY CORP
Active$6,990,000MLS# 1186603Est. $37,204/mo8289 Colee Cove Road, St. Augustine, FL 320925 Beds5 Baths6,268 sqftMediterranean Luxury Riverfront Estate, a private gated St Johns River Estate built on 1.43 acres is a slice of…
ResidentialCOLDWELL BANKER VANGUARD REALTY
Keep looking
Similar homes in St. Augustine
Explore the area
More in Southern St. Johns County
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines