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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Island View, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·Listed today·Island View

6433 Jack Wright Island Road

St. Augustine, FL 32092

$1,285,000$476/sqftEst. $7,118/moMLS# 2169369
Open house Sat, Oct 17 · 12:00 pm–2:00 pm
3
Beds
3
Baths
2,697
Sq Ft
1965
Built
2
Garage
No
Pool

3 more homes for sale in Island View →Search Island View on the map

No HOA0.78 acresWaterfrontSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Island View

Beautifully Renovated Mid Century Ranch home on 100 Ft of St Johns River Waterfront on .79 Acres! This home has new wood floors throughout. All new Kitchen with Quartz Counters, Wood Cabinetry, New Appliances, Lighting, and Breakfast Nook with lots of Pantry Space. Bathrooms have been updated with Designer tile & Lighting, New vanities, The entire home as been thoughtfully updated while also keeping some of the original charm and details like a wood burning stove and Cedar Beams in the living room. Stunning Views of the River from the Primary Bedroom and Living Spaces. This is the Florida life! Watch the sunsets over the water from your private dock. In addition to the 2 car attached garage, there is a 1 car garage work space, a stand alone screen porch with fireplace and storage shed. This is the home you have been waiting for, come Live the Lifestyle you have been dreaming about on the water! Major systems including roof and septic have been recently updated.

Next steps in Island View

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,118
Property taxesest. at asking price, St. Johns County$1,710
Estimated total, before insurance$8,828/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,378/yr · $281/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,285,000
$257,000
Loan Term
Monthly Payment
$7,118
Principal & Interest: $7,118
Property taxes (est.): $1,710
Insurance (est.): $857
Estimated Total Monthly
$9,684
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1965)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:29 AM, sunset 6:55 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,378/yr

Estimated taxes if purchased at asking price: ~$20,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 15, 2026Listed$1,285,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $391/sq ft; this home is listed at $476/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6447 Jack Wright Island Road, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYApr 2026$1,195,000$4534/3.52,637530.1
6449 Jack Wright Island Road, St. Augustine, FL 32092Listed by REMAX WELCOME HOMESep 2025$1,175,000$3914/33,007810.1
8337 Colee Cove Road, St. Augustine, FL 32092Listed by FIRST COAST REALTY OF JACKSONVILLE INCAug 2026$562,250$2953/21,9061041.9
8228 Hall Lane, St. Augustine, FL 32092Listed by WATSON REALTY CORPOct 2026$799,000$3943/2.52,028732
100 Bartram Oaks Boulevard, St. Augustine, FL 32092Listed by RE/MAX SPECIALISTSSep 2026$226,000$1193/21,9041472.2
7945 County Road 13 N, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$495,000$2044/32,43272.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,285,000
Price / Sq Ft$476
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,697
Acres0.78 acres
Year Built1965
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesSoutheast

Community Information

Address6433 Jack Wright Island Road, St. Augustine, FL 32092
Area302-Orangedale Area
SubdivisionIsland View
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size33,976.8 sq ft
Parcel Number0126000000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage, Garage Door Opener
ViewRiver, Water
Waterfront TypeRiver Front

Interior

Interior FeaturesBreakfast Nook, Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOther, Wood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesDock, Fire Pit
Patio / PorchFront Porch, Porch, Side Porch
FencingOther
RoofShingle
ConstructionBrick, Frame
Other StructuresBoat House, Shed(s), Workshop
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 15, 2026
Days on Market0
Tax Amount$3,377.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Island View

Island View is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Island View homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/17/2026

12:00 pm - 2:00 pm