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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns — a gated community home in St. Johns County.

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Sold

Sold·Closed Jun 26, 2026·2 days on market·Recent sales in Julington Creek·Julington Creek

1213 Ribbon Road

St. Johns, FL 32259

$620,000sold priceListed at $625,000 · 99.2% of asking$214/sqftMLS# 2146532
5
Beds
3.5
Baths
2,891
Sq Ft
2003
Built
3
Garage
Yes
Pool

32 more homes for sale in Julington Creek →Search Julington Creek on the map

HOA $180/mo0.41 acresSingle Family Residence2 stories

About this home

Julington Creek

Under Contract but Accepting Back Up Offers. 2-Story 5 bedrooms & 3.5 baths. Pool Home w/ heated pool and spa on a huge .41 acre home site in gated Estates @ Julington Creek Plantation. This property has been hardened with a new roof in 2023, new thermal, low-e vinyl windows in 2022 & 2023, 2024 water heater, newly painted inside and out, brand new premium laminate flooring continuous throughout the 1st floor. New lighting! The fully-equipped Kitchen has been updated w/ gorgeous granite, cabinets refreshed w/ a new vanilla bisque finish & new hardware. Primary bath has had a beautiful makeover with freestanding tub, new finish on cabinets, updated mirrors & lighting. Pool & Spa w/ oversized paver deck installed in 2018. Three-car garage boasts newly finished floor. Landscaping has been refreshed front & back & irrigation system updated. Fully-fenced back yard. Laundry Room has ample storage & a deep sink. All bedrooms are up in this floor plan. Walk to the amenity center!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,434
Property taxesest. at asking price, St. Johns County$825
HOAbilled quarterly$180
Estimated total, before insurance$4,439/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,072/yr · $506/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$620,000
$124,000
Loan Term
Monthly Payment
$3,434
Principal & Interest: $3,434
Property taxes (est.): $825
Insurance (est.): $413
Estimated Total Monthly
$4,673
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,657 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$517,395$303,668—
2024$497,915$294,402—
2023$500,017$284,371—
2022$467,924$274,632—
2021$342,424$265,177—
2020$310,825$260,825—

2025 property taxes (current owner): $6,072/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $216/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1104 Basil Branch Court, St. Johns, FL 32259Listed by REAL BROKER LLCSep 2026$880,000$2515/43,506850.5
153 Bartram Parke Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYSep 2026$555,355$2464/22,253920.9
728 E Cumberland Court, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$610,000$2693/2.52,271481
312 Morning Glory Lane, Fruit Cove, FL 32259Listed by INI REALTYSep 2026$430,000$1964/22,193111.1
4179 Burning Tree Lane S, Jacksonville, FL 32223Listed by ROUND TABLE REALTYAug 2026$630,000$2604/2.52,427741.2
4654 Julington Creek Road, Jacksonville, FL 32258Listed by ELITE REALTY GROUPOct 2026$1,200,000$3645/43,2951631.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$625,000
Price / Sq Ft$216
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,891
Total Structure Area3,867 sq ft
Acres0.41 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address1213 Ribbon Road, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size17,859.6 sq ft
Lot Dimensions145 x 170 x 50 x 193
Parcel Number2498210120
ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Management - Full Time, Pickleball, Playground, Security, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyThermostat
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Guest Suite, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Multi Units, Zoned
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup
Spa FeaturesIn Ground, Heated, Private

Exterior

Lot DescriptionCleared, Irregular Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedMay 21, 2026
Days on Market2
HOA Fees$540 / Quarterly
HOA FrequencyQuarterly
HOA NameLeland & Vesta
Tax Amount$6,071.51
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IDEAL REALTY CONNECTIONS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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