This home is in Settlers Landing, Ponte Vedra.

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Active·125 days on market·Settlers Landing

253 Potters Mill Trail

Ponte Vedra, FL 32081

$1,315,000$415/sqftEst. $6,999/moMLS# 2134783

Beds

Baths

3,168

Sq Ft

2022

Built

2.5

Garage

Pool

About this home

Settlers Landing

If you are looking for a super clean home in immaculate condition - look no further. Welcome to 253 Potters Mill Trail, located in Nocatee's exclusive Settlers Landing neighborhood. As you enter the home, you immediately notice the 12-foot main floor ceiling height and open floor plan looking directly through the home to the vast wooded preserve. The home has engineered wood throughout the main floor. Just off the foyer through French doors is a custom-built office. In the kitchen, the double stacked cabinets and extended island are exquisite. The home includes GE appliances with an upgraded GE Café 5 burner range top. The pantry is a homeowner's dream! The main floor living area includes 4 large sliding glass doors entering an extended outdoor area. The primary suite is a retreat with tray ceilings in the bedroom and primary bath. The primary bath has a cosmetic sit-down area, and a walk-in shower. The home includes a tandem garage with epoxy flooring and lots of storage.

Cost to own

Mortgage calculator

Home Price

$1,315,000

Down Payment: 20%

$263,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$6,684

Principal & Interest: $6,684

Est. Taxes & Insurance: $1,671

Estimated Total Monthly

$8,355

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,999

Property taxesest. at asking price, St. Johns County$1,750

HOAbilled annually$62

Estimated total, before insurance$8,810/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,078,900 in December 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$924,829	$744,893	—
2024	$813,848	$698,197	—
2023	$737,028	$676,405	—
2022	$112,000	$112,000	▼ $39,200

2025 property taxes (current owner): $12,919/yr

Estimated taxes if purchased at asking price: ~$21,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,792 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History