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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bartram Ranch, St. Johns — a new construction home in St. Johns County.

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Active

Active·222 days on market·Bartram Ranch

135 Sapling Terrace

St. Johns, FL 32259

$1,199,000$268/sqftEst. $6,641/moMLS# 2133743
Open house Fri, Oct 16 · 12:00 pm–5:00 pm
5
Beds
5.5
Baths
4,474
Sq Ft
2026
Built
3
Garage
No
Pool

11 more homes for sale in Bartram Ranch →Search Bartram Ranch on the map

FEMA Zone XHOA $201/moSingle Family Residence2 storiesNew construction

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About this home

Bartram Ranch

Coming Summer 2026, this stunning five-bedroom Delmonico Traditional showcases a soaring two-story great room with fireplace and a dramatic foyer that opens to a private office with double doors. The sunlit primary suite features a tray ceiling, spacious walk-in closet, and spa-like bath with dual vanities, an oversized shower with two seats, and a freestanding oval soaking tub. Upstairs, a generous loft overlooks the great room and leads to secondary bedrooms, each with private baths and walk-in closets. Additional highlights include an elegant covered entry, a first-floor bedroom with private bath, an expansive gourmet kitchen, a spacious dining area, and a covered lanai for outdoor living. Residents enjoy the Trailhouse Amenity Center with clubhouse, pool, fitness center, dog park, tot lot, and multi-purpose fields, all located in desirable St. Johns County with convenient access to Jacksonville shopping, dining, and beaches. Call today to schedule your private tour!

Next steps in Bartram Ranch

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,641
Property taxesest. at asking price, St. Johns County$1,595
HOAbilled quarterly$201
Estimated total, before insurance$8,437/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,199,000
$239,800
Loan Term
Monthly Payment
$6,641
Principal & Interest: $6,641
Property taxes (est.): $1,595
Insurance (est.): $799
Estimated Total Monthly
$9,036
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$165,000$165,000—
2024$70,000$70,000—

Estimated taxes if purchased at asking price: ~$19,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 12, 2026Price change$1,199,000+$60,000
  • Oct 2, 2026Price change$1,139,000−$29,000
  • Sep 15, 2026Price change$1,168,000−$1,000
  • Aug 24, 2026Price change$1,169,000−$9,000
  • Jul 28, 2026Price change$1,178,000−$1,000
  • Jul 21, 2026Price change$1,179,000−$20,000
  • Mar 7, 2026Listed$1,199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $265/sq ft; this home is listed at $268/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
78 Hillcrest Loop, St. Johns, FL 32259Listed by NON MLS (realMLS)Sep 2026$1,083,912$2325/5.54,68200.2
329 Sapling Terrace, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCJul 2026$935,000$2655/4.53,5341670.2
275 Ranch Land Circle, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$840,000$2185/4.53,8601080.3
329 Headstream Drive, St. Johns, FL 32259Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Jul 2026$1,243,515$3224/43,86100.3
137 Tradesman Lane, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJun 2026$1,095,000$2775/3.53,959300.3
417 Hillcrest, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$1,074,000$2244/4.54,791160.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,199,000
Price / Sq Ft$268
Bedrooms5
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage4,474
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address135 Sapling Terrace, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionBartram Ranch
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0006902190

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground
UtilitiesElectricity Connected, Natural Gas Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Tankless Water Heater
HeatingHeat Pump
CoolingCentral Air
FireplaceYes
Fireplace FeaturesGas
# of Stories2
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink

Additional Information

Date ListedMarch 7, 2026
Days on Market222
HOA Fees$602 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bartram Ranch

Bartram Ranch is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Bartram Ranch homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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