Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bartram Ranch, St. Johns — a gated community home in St. Johns County.

Photo 1 / 109
Active

$1,274,9005 bd · 4.5 ba · 3,892 sq ft

Active·50 days on market·Bartram Ranch

383 Sapling Terrace

St. Johns, FL 32259

$1,274,900$328/sqftEst. $6,951/mo mortgageMLS# 2165417
↓ $25,000 below original list
5
Beds
4.5
Baths
3,892
Sq Ft
2025
Built
4
Garage
Yes
Pool

11 more homes for sale in Bartram Ranch →Search Bartram Ranch on the map

FEMA Zone XHOA $141/mo10,890 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Bartram Ranch

Price improvement on this better-than-new Julington by Toll Brothers, located in the gated section of Bartram Ranch - Where refined craftsmanship blends seamlessly with everyday comfort. Built in 2025, this stunning 5-bedroom, 4.5 bath home offers exceptional attention to detail throughout. The first floor features a grand foyer with soaring ceilings, wood flooring, a stunning staircase & a private office. The spacious primary suite includes a spa inspired ensuite featuring an oversized shower and a custom-built closet, while a second bedroom with its own ensuite bath provides ideal flexibility for guests or multi-generational living. The gourmet kitchen is a showpiece with stacked cabinetry, a large island, quartz countertops, KitchenAid appliances including a built-in wall oven, microwave, & gas cooktop. A Samsung Bespoke refrigerator, custom drop zone, and walk in pantry with custom built in shelving make daily living effortless. Upstairs, the 5th bedroom--also used as a bonus room

Next steps in Bartram Ranch

FollowNew Bartram Ranch homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$6,951
Property taxesest. at asking price, St. Johns County$1,696
HOAbilled quarterly$141
Estimated total, before insurance$8,788/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,274,900
$254,980
Loan Term
Monthly Payment
$6,951
Principal & Interest: $6,951
Property taxes (est.): $1,696
Insurance (est.): $850
Estimated Total Monthly
$9,497
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 6:45 AM, sunset 5:35 PM.

  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Oct 16, 2026Price change$1,274,900−$25,000
  • Sep 18, 2026Listed$1,299,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $232/sq ft; this home is listed at $328/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
205 Hillcrest Loop, St. Johns, FL 32259Listed by NON MLS (realMLS)Sep 2026$895,678$3014/32,97600.3
78 Hillcrest Loop, St. Johns, FL 32259Listed by NON MLS (realMLS)Sep 2026$1,083,912$2325/5.54,68200.3
275 Ranch Land Circle, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$840,000$2185/4.53,8601080.5
131 Beaufort Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESOct 2026$758,808$2714/3.52,799110.6
139 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$650,000$2144/2.53,036200.6
91 Walnut Glen Court, St. Johns, FL 32259Listed by GIVE BACK REALTY, LLC.Sep 2026$700,000$2145/43,271460.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,274,900
Price / Sq Ft$328
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,892
Total Structure Area5,389 sq ft
Acres0.25 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo
Gated CommunityYes
Direction FacesNorth

School Information

Zoned elementaryHickory Creek Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryHickory Creek
Reported middleSwitzerland Point
Reported highBartram Trail
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address383 Sapling Terrace, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionBartram Ranch
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size10,890 sq ft
Parcel Number0006902380
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Playground
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundrySink
SecuritySecurity Gate
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 18, 2026
Days on Market50
HOA Fees$422.42 / Quarterly
HOA FrequencyQuarterly
HOA NameAssocia Community Management
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SELECT GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bartram Ranch

Bartram Ranch is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Bartram Ranch homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines