This home is in Bartram Ranch, St. Johns — a gated community home in St. Johns County.
Active·Listed today·Bartram Ranch
383 Sapling Terrace
St. Johns, FL 32259
About this home
Bartram Ranch
Welcome to 383 Sapling Terrace in the gated section of Bartram Ranch-- Where refined craftsmanship blends seamlessly with everyday comfort. Built in 2025, this better than new, 5-bedroom, 4.5 bath home offers exceptional attention to detail throughout. The first floor features a grand foyer with soaring ceilings, wood flooring, a stunning staircase and a private office. The spacious primary suite includes a spa inspired ensuite featuring an oversized shower and a custom-built closet, while a second bedroom with its own ensuite bath provides ideal flexibility for guests or multi-generational living. The gourmet kitchen is a showpiece with stacked cabinetry, a large island, quartz countertops, KitchenAid appliances including a built-in wall oven, microwave, and gas cooktop. A Samsung Bespoke refrigerator, custom drop zone, and walk in pantry with custom built in shelving make daily living effortless. Upstairs, the 5th bedroom--also used as a bonus room--joins two additional bedrooms and
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 18, 2026Listed$1,299,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SELECT GROUP · sherrynesshomes@gmail.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bartram Ranch
Bartram Ranch is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines