Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Bartram Ranch, St. Johns — a home near Bartram Trail High School.

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Pending

Pending·122 days on market·Bartram Ranch

275 Ranch Land Circle

St. Johns, FL 32259

$869,900$225/sqftEst. $4,472/moMLS# 2141671

Beds

Baths

3,860

Sq Ft

2023

Built

Garage

Pool

About this home

Bartram Ranch

$30,000 PRICE REDUCTION! Welcome to the lowest-priced home per square foot currently available in Bartram Ranch. Built in 2023 by Toll Brothers on an oversized preserve lot, this nearly 4,000-square-foot home offers no CDD fees, 5 bedrooms, 4.5 baths, a first-floor guest suite with a private bath, upstairs loft, three-car garage, and room for a future pool. The bright, open layout features additional windows, expansive sliding glass doors, and tile flooring throughout with no carpet. The gourmet kitchen includes stacked cabinetry, quartz countertops, a full-height backsplash, KitchenAid appliances, a large island, and a butler's pantry. Additional features include two HVAC systems, a whole-home water softener, reverse-osmosis drinking water, and a tankless water heater. Outside, enjoy a covered lanai, extended paver patio, fire pit area, gas line for an outdoor kitchen, JellyFish lighting, gutters, French drains, and an extended driveway.

Cost to own

Mortgage calculator

Home Price

$869,900

Down Payment: 20%

$173,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$4,472

Principal & Interest: $4,472

Property taxes (est.): $1,158

Insurance (est.): $580

Estimated Total Monthly

$6,210

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$4,472

Property taxesest. at asking price, St. Johns County$1,158

HOAbilled quarterly$141

Estimated total, before insurance$5,771/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,813/yr · $734/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $871,100 in April 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$720,342	$669,620	—
2024	$730,284	$680,284	—
2023	$135,000	$123,200	—
2022	$112,000	$112,000	—

2025 property taxes (current owner): $8,813/yr

Estimated taxes if purchased at asking price: ~$13,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 16, 2026Pending$869,900
Jul 26, 2026Price change$869,900−$30,000
Apr 30, 2026Listed$899,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$869,900

Price / Sq Ft$225

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,860

Total Structure Area5,048 sq ft

Acres0.28 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

Direction FacesWest

School Information

ElementaryHickory Creek

MiddleSwitzerland Point

HighBartram Trail

Community Information

Address275 Ranch Land Circle, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionBartram Ranch

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size12,196.8 sq ft

Parcel Number0006901030

ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Dog Park, Fitness Center, Jogging Path, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Butler Pantry, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral, Heat Pump, Zoned

CoolingCentral Air, Multi Units, Zoned

FlooringTile

FireplaceYes

Fireplace FeaturesOutside

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Sink, Upper Level, Washer Hookup

SecuritySmoke Detector(s)