This home is in Bartram Ranch, St. Johns — a waterfront home in St. Johns County.
Pending·107 days on market·Bartram Ranch
223 Hard Pine Trail
St. Johns, FL 32259
About this home
Bartram Ranch
Coming Fall 2026 is this stunning six bedroom Delmonico Craftsman by Toll Brothers, ''America's Luxury Builder''. Inside you a greeted by a breathtaking great room with 20' ceilings, a gas fireplace and plenty of natrual light from the southern exposure.Adjacent to the Great Room is an exqusite gourmet kitchen with stacked cabinets built around an oversized island.The oversized owners suite connects to a spa like bath featuring a huge shower, freestanding tub and dual vanities.There's also an office and second bedroom suite on the first floor.Upstairs the Delmonico has four huge bedrooms, two of which are ensuite, and a large loft that overlooks the great room.Outside there is a 20'x14' covered lanai perfect for relaxing on at the end of your day while taking in the sunsets.Located in the gated Homestead section of Bartram ranch, residents also enjoy access to an ameneties center with resort style pool,well equipped fitness center and clubhouse.Call today to schedule your private tour.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 11, 2026Pending$1,178,000
- May 13, 2026Listed$1,178,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Bartram Ranch
Bartram Ranch is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Bartram Ranch homes for sale →Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines