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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bartram Ranch, St. Johns — a waterfront home in St. Johns County.

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Pending

Pending·155 days on market·Bartram Ranch

223 Hard Pine Trail

St. Johns, FL 32259

$1,178,000$246/sqftEst. $6,525/moMLS# 2145075
6
Beds
5.5
Baths
4,791
Sq Ft
2026
Built
3
Garage
No
Pool

11 more homes for sale in Bartram Ranch →Search Bartram Ranch on the map

FEMA Zone XHOA $205/moWaterfrontSingle Family Residence2 storiesNew construction

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Bartram Ranch

Coming Fall 2026 is this stunning six bedroom Delmonico Craftsman by Toll Brothers, ''America's Luxury Builder''. Inside you a greeted by a breathtaking great room with 20' ceilings, a gas fireplace and plenty of natrual light from the southern exposure.Adjacent to the Great Room is an exqusite gourmet kitchen with stacked cabinets built around an oversized island.The oversized owners suite connects to a spa like bath featuring a huge shower, freestanding tub and dual vanities.There's also an office and second bedroom suite on the first floor.Upstairs the Delmonico has four huge bedrooms, two of which are ensuite, and a large loft that overlooks the great room.Outside there is a 20'x14' covered lanai perfect for relaxing on at the end of your day while taking in the sunsets.Located in the gated Homestead section of Bartram ranch, residents also enjoy access to an ameneties center with resort style pool,well equipped fitness center and clubhouse.Call today to schedule your private tour.

Next steps in Bartram Ranch

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,525
Property taxesest. at asking price, St. Johns County$1,568
HOAbilled monthly$205
Estimated total, before insurance$8,298/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,178,000
$235,600
Loan Term
Monthly Payment
$6,525
Principal & Interest: $6,525
Property taxes (est.): $1,568
Insurance (est.): $785
Estimated Total Monthly
$8,878
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:29 AM, sunset 6:55 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Aug 11, 2026Pending$1,178,000
  • May 13, 2026Listed$1,178,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $265/sq ft; this home is listed at $246/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
417 Hillcrest, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$1,074,000$2244/4.54,791160
78 Hillcrest Loop, St. Johns, FL 32259Listed by NON MLS (realMLS)Sep 2026$1,083,912$2325/5.54,68200.1
195 Hickory Ranch Drive, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$825,000$2325/4.53,562550.3
166 Sapling Terrace, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$1,025,000$2704/4.53,798480.3
329 Headstream Drive, St. Johns, FL 32259Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Jul 2026$1,243,515$3224/43,86100.4
329 Sapling Terrace, St. Johns, FL 32259Listed by JACKSONVILLE TBI REALTY, LLCJul 2026$935,000$2655/4.53,5341670.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,178,000
Price / Sq Ft$246
Bedrooms6
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage4,791
Total Structure Area5,911 sq ft
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
New ConstructionYes
Direction FacesNorth

School Information

Community Information

Address223 Hard Pine Trail, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionBartram Ranch
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Dimensions83'x135'
Parcel Number0006903420
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Playground
UtilitiesNatural Gas Connected
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDisposal, ENERGY STAR Qualified Dishwasher, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater
HeatingHeat Pump
CoolingCentral Air, Zoned
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionFrame

Additional Information

Date ListedMay 13, 2026
Days on Market89
HOA Fees$205 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bartram Ranch

Bartram Ranch is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Bartram Ranch homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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