Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bartram Ranch, St. Johns.

Photo 1 / 73
Sold

Sold·Closed Jul 15, 2026·55 days on market·Recent sales in Bartram Ranch·Bartram Ranch

195 Hickory Ranch Drive

St. Johns, FL 32259

$825,000sold priceListed at $875,000 · 94.3% of asking$232/sqftMLS# 2138319
5
Beds
4.5
Baths
3,562
Sq Ft
2021
Built
3
Garage
No
Pool

13 more homes for sale in Bartram Ranch →Search Bartram Ranch on the map

FEMA Zone XHOA $141/mo15,246 sqft lotSingle Family Residence2 stories

About this home

Bartram Ranch

New Price + NO CDD + 1% Buyer Credit Opportunity & room for a pool! Welcome Home to 195 Hickory Ranch Dr in St. Johns--an exceptional 5-bedroom, 4.5-bath home loaded with upgrades, space, and style in highly desirable Bartram Ranch. Designed for both everyday living and entertaining, this beautifully maintained home features an open-concept layout with soaring 10-foot ceilings throughout the first floor, creating a bright and seamless flow between the main living spaces. Thoughtful finishes and quality craftsmanship shine throughout. Step outside to your private backyard retreat with a fully fenced yard, screened lanai, and extended terrace--perfect for enjoying Florida living year-round. Generous bedroom sizes and flexible living spaces offer comfort and functionality for a variety of lifestyles. Even better--NO CDD fees and a preferred lender offering a 1% buyer credit toward closing costs, prepaids, or interest rate buy down for qualified buyers. See documents for upgrades list!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,570
Property taxesest. at asking price, St. Johns County$1,098
HOAbilled quarterly$141
Estimated total, before insurance$5,808/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,642/yr · $637/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$825,000
$165,000
Loan Term
Monthly Payment
$4,570
Principal & Interest: $4,570
Property taxes (est.): $1,098
Insurance (est.): $550
Estimated Total Monthly
$6,218
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,629 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$705,348$530,606—
2024$709,962$514,945—
2023$608,883$498,490—
2022$555,102$482,515—
2021$75,000$75,000—

2025 property taxes (current owner): $7,642/yr

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 16, 2026Closed$875,000
  • Apr 17, 2026Listed$875,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $246/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
275 Ranch Land Circle, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$840,000$2185/4.53,8601080.3
294 Stonewell Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$720,000$1995/43,616340.7
504 Kenwood Street, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS PVSep 2026$735,000$2035/43,6253870.8
412 Sierra Vista Court, St. Johns, FL 32259Listed by ERA ONETEAM REALTYJul 2026$640,000$2005/43,20040.8
517 S Bridge Creek Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$979,000$2624/53,73140.9
457 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESOct 2026$532,000$2125/32,511571

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$875,000
Price / Sq Ft$246
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,562
Total Structure Area5,063 sq ft
Acres0.35 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address195 Hickory Ranch Drive, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionBartram Ranch
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size15,246 sq ft
Parcel Number0006900760
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Park, Playground
Community FeaturesSidewalks, Suburban, Street Lights
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, ENERGY STAR Qualified Dishwasher, Gas Cooktop, Gas Water Heater, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Wine Cooler
HeatingCentral
CoolingCentral Air, Zoned
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch, Screened, Terrace
FencingBack Yard, Vinyl
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt

Additional Information

Date ListedApril 17, 2026
Days on Market55
HOA Fees$422.42 / Quarterly
HOA FrequencyQuarterly
HOA NameBartram Ranch Homeowners
Tax Amount$7,641.85
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bartram Ranch

Bartram Ranch is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Bartram Ranch homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines