This home is in Bartram Plantation, St. Johns — a pool home in St. Johns County.
Active·47 days on market·Bartram Plantation
609 Branch Water Drive
St. Johns, FL 32259
About this home
Bartram Plantation
Peace, quiet and privacy.in one of St Johns most sought after neighborhoods.... Impeccably maintained and barely lived in! Situated on almost a full acre on a quiet cul-de-sac street, and backing up to preserve on two sides, this stunning home features a private back yard oasis with heated pool and hot tub protected by screened lanai. Light & bright floor plan features 10'-12' ceilings and two fireplaces. Custom kitchen updated in 2022 boasts quartz counters, custom cabinetry, SS appliances, 60/40 undercounter sink, large walk-in pantry & breakfast bar. Attention to detail everywhere including crown molding and trayed ceilings. Primary bedroom features 2nd fireplace to cozy up on chilly nights. Upstairs features bed and bath, as well as bonus room with balcony overlooking pool. 3-car garage, newer roof (2020) & HVAC (2018, 2019).
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $960,000 in July 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $765,371 | $714,649 | — |
| 2024 | $752,296 | $702,296 | — |
| 2023 | $772,883 | $722,883 | — |
| 2022 | $696,314 | $401,131 | — |
| 2021 | $471,169 | $387,991 | — |
| 2020 | $444,819 | $381,944 | — |
2025 property taxes (current owner): $10,121/yr
Estimated taxes if purchased at asking price: ~$16,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — 2020 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,676 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 28, 2026Price change$999,900−$29,100
- Jun 25, 2026Listed$1,029,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Bartram Plantation
Bartram Plantation is a neighborhood in Jacksonville, FL (St. Johns County), ZIP 32259.
View all Bartram Plantation homes for sale →Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines