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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bartram Ranch, St. Johns a pool home in St. Johns County.

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Active

Active·Listed today·Bartram Ranch

329 Sapling Terrace

St. Johns, FL 32259

$1,089,000$308/sqftEst. $5,767/moMLS# 2165500
5
Beds
4.5
Baths
3,534
Sq Ft
2026
Built
3
Garage
Yes
Pool
HOA $206/mo12,197 sqft lotSingle Family Residence2 stories

About this home

Bartram Ranch

Ready NOW! This stunning 2026 Mayport Farmhouse by Toll Brothers has a brand new pool and offers the perfect blend of luxury, comfort, and indoor-outdoor living. Overlooking a protected preserve, is a new pool, gourmet outdoor summer kitchen, and spacious covered lanai--creating an exceptional private setting for relaxing or entertaining. The open-concept great room flows seamlessly into the casual dining area and beautifully appointed kitchen, featuring premium JennAir appliances, cabinetry stacked to the ceiling, and abundant counter space. The luxurious primary suite includes two walk-in closets and a spa-inspired bath with dual vanities, an oversized frameless glass walk-in shower, and freestanding Kohler soaking tub. Upstairs, you'll find a spacious loft, three additional bedrooms, and two full bathrooms, providing plenty of room for family and guests. Call for your private tour of this amazing newly built 2026 home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$5,767
Property taxesest. at asking price, St. Johns County$1,449
HOAbilled monthly$206
Estimated total, before insurance$7,422/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,222/yr · $185/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,089,000
$217,800
Loan Term
Monthly Payment
$5,767
Principal & Interest: $5,767
Property taxes (est.): $1,449
Insurance (est.): $726
Estimated Total Monthly
$7,942
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$165,000$165,000
2024$70,000$70,000

2025 property taxes (current owner): $2,222/yr

Estimated taxes if purchased at asking price: ~$17,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 18, 2026Listed$1,089,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,089,000
Price / Sq Ft$308
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,534
Acres0.28 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

School Information

Community Information

Address329 Sapling Terrace, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionBartram Ranch
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size12,196.8 sq ft
Parcel Number0006902330
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground
UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingAttached
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Electric Water Heater, Gas Cooktop, Microwave, Tankless Water Heater, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchCovered, Rear Porch
Road SurfaceAsphalt, Paved

Additional Information

Date ListedSeptember 18, 2026
Days on Market0
HOA Fees$206 / Monthly
HOA FrequencyMonthly
Tax Amount$2,222.32
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BLACKSTONE REAL ESTATE · jy@HomesbyJY.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bartram Ranch

Bartram Ranch is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Bartram Ranch homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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