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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bartram Ranch, St. Johns a new construction home in St. Johns County.

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Active

Active·Listed today·Bartram Ranch

447 Sapling Terrace

St. Johns, FL 32259

$1,149,000$276/sqftEst. $5,968/moMLS# 2164604
5
Beds
4.5
Baths
4,164
Sq Ft
2026
Built
4
Garage
No
Pool

About this home

Bartram Ranch

The stunning Julington Coastal at Bartram Ranch is scheduled for completion in December 2026 and offers the perfect combination of luxury, space, and functionality. This thoughtfully designed home features 5 bedrooms, 4.5 baths, a private office, eat-in dining area, and an enclosed bonus room, providing plenty of flexibility for everyday living and entertaining. A rare 4-car garage offers exceptional space for vehicles, storage, or hobbies. With its beautiful Coastal elevation, spacious layout, and designer-selected finishes, this Julington is an incredible opportunity to enjoy luxury living in Bartram Ranch.

Cost to own

Mortgage calculator

$1,149,000
$229,800
Loan Term
Monthly Payment
$5,968
Principal & Interest: $5,968
Property taxes (est.): $1,529
Insurance (est.): $766
Estimated Total Monthly
$8,263
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$5,968
Property taxesest. at asking price, St. Johns County$1,529
HOAbilled monthly$201
Estimated total, before insurance$7,698/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

History

Price & status history

  • Sep 12, 2026Listed$1,149,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,149,000
Price / Sq Ft$276
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,164
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages4
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address447 Sapling Terrace, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionBartram Ranch
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0006902420

Amenities

UtilitiesElectricity Connected, Natural Gas Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Tankless Water Heater
HeatingHeat Pump
CoolingCentral Air
# of Stories2

Additional Information

Date ListedSeptember 12, 2026
Days on Market0
HOA Fees$201 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Bartram Ranch

Bartram Ranch is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Bartram Ranch homes for sale →

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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