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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Plummer Creek, Yulee — a waterfront home in Nassau County.

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Sold

Sold·Closed Aug 27, 2026·149 days on market·Recent sales in Plummer Creek·Plummer Creek

79514 Plummers Creek Drive

Yulee, FL 32097

$480,000sold priceListed at $489,000 · 98.2% of asking$176/sqftMLS# 2128288
6
Beds
4
Baths
2,733
Sq Ft
2017
Built
2
Garage
No
Pool

8 more homes for sale in Plummer Creek →Search Plummer Creek on the map

FEMA Zone XHOA $62/mo8,276 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Plummer Creek

Welcome home! This is more than a house, its a way of living that feels easy, intentional, and beautifully connected to nature. This thoughtfully designed 6-bedroom, 4-bath home in Plummer Creek offers a layout that truly lives well, with the majority of the living space and bedrooms conveniently located on the main level. From the moment you step inside, the warmth of the wood staircase sets the tone as a stunning accent that's as practical as it is timeless. The heart of the home is the expansive open-concept living, dining, and kitchen area, designed for gathering, hosting, and everyday moments that matter. The kitchen impresses with a huge island, rich wood cabinetry, granite countertops, built-in oven and microwave, a glass cooktop with extra storage drawers, and a generous walk-in pantry. The living room is framed by triple sliders that capture peaceful pond and wooded views, creating a calming backdrop you'll enjoy all day long. Step outside to the large covered lanai, where

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,659
Property taxesest. at asking price, Nassau County$663
HOAbilled annually$62
Estimated total, before insurance$3,383/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$480,000
$96,000
Loan Term
Monthly Payment
$2,659
Principal & Interest: $2,659
Property taxes (est.): $663
Insurance (est.): $320
Estimated Total Monthly
$3,641
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$405,317$0—
2024$384,996$0—
2023$370,321$0—
2022$311,535$311,535—
2021$292,450$292,450—
2020$281,824$277,368—

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 1, 2026Closed$489,000
  • Aug 12, 2026Pending$489,000
  • Jul 10, 2026Active Under Contract$489,000
  • Feb 3, 2026Listed$489,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $179/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
79476 Plummers Creek Drive, Yulee, FL 32097Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERSSep 2026$540,000$1884/42,872450.1
79674 Plummers Creek Drive, Yulee, FL 32097Listed by REAL BROKER LLCSep 2026$530,000$1916/42,775780.4
65849 Edgewater Drive, Yulee, FL 32097Listed by REAL BROKER LLCJul 2026$410,000$1924/22,132200.8
65672 Edgewater Drive, Yulee, FL 32097Listed by COMPASS FLORIDA LLCJul 2026$373,400$1754/22,132360.8
76546 Timbercreek Boulevard, Yulee, FL 32097Listed by UNITED REAL ESTATE GALLERYAug 2026$510,000$1985/2.52,57270.9
77205 Cobblestone Drive, Yulee, FL 32097Listed by SEFAIR INVESTMENTS, INC.Jul 2026$264,000$1223/2.52,16340.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$489,000
Price / Sq Ft$179
Bedrooms6
Bathrooms4.00
Full Baths4
Square Footage2,733
Acres0.19 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address79514 Plummers Creek Drive, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionPlummer Creek
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size8,276.4 sq ft
Parcel Number122N26160200620000

Amenities

AmenitiesPool, Other, Basketball Court, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Rear Porch
RoofShingle

Additional Information

Date ListedAugust 12, 2026
Days on Market149
HOA Fees$745 / Annually
HOA FrequencyAnnually
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Plummer Creek

Plummer Creek is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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