This home is in Plummer Creek, Yulee — a waterfront home in Nassau County.
$445,9004 bd · 2 ba · 1,867 sq ft
Active·8 days on market·Plummer Creek
78713 Goldfinch Lane
Yulee, FL 32097
7 more homes for sale in Plummer Creek →Search Plummer Creek on the map

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About this home
Plummer Creek
Morning coffee overlooking the pond, evenings beneath the pergolas, and the warmth of a wood burning fireplace when the weather turns cool. At 78713 Goldfinch Lane, thoughtfully upgraded spaces invite you to slow down, settle in, and feel at home. Located in Plummer Creek, this meticulously maintained four bedroom, two bath home blends coastal farmhouse charm with everyday comfort. Beautiful hardwood floors, high ceilings, plantation shutters, and upgraded fixtures create an inviting setting, while shiplap accents bring character to the kitchen and living area. Freshly painted interiors make moving in feel that much easier. The eat in kitchen features white cabinetry, white quartz countertops, stainless steel appliances, and a wraparound galley layout with an island overlooking the living room. Prepare dinner while catching up on the day, then gather around the beautiful wood burning fireplace. A separate dining or flex space offers room for holiday meals, hobbies, or whatever your
Next steps in Plummer Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone G
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,752 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Scott Road Beach Access38 min drive · 100 parking spaces
Closest park or preserve
Thomas Creek Conservation Area23 min drive · 4.9 mi of trails
Closest public boat ramp
Nassau Landing (Edwards Road) Boat Rampabout 1 mi · Nassau River
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Accessabout 4 mi · Boggy Creek
Closest grocery store
Publix7 min drive · 76010 William Burgess Blvd, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $352,405 | $256,329 | — |
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 3, 2026Listed$445,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $239/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 75026 Semper Fi Drive, Yulee, FL 32097Listed by HERRON REAL ESTATE LLC | Aug 2026 | $218,000 | $125 | 3/2 | 1,739 | 79 | 0.4 |
| 82079 Hooded Warbler Court, Yulee, FL 32097Listed by REAL BROKER LLC | Oct 2026 | $379,000 | $222 | 3/2 | 1,707 | 14 | 0.6 |
| 65805 Edgewater Drive, Yulee, FL 32097Listed by COLDWELL BANKER THE AMELIA GROUP | Oct 2026 | $352,000 | $206 | 3/2 | 1,709 | 12 | 0.6 |
| 65860 Edgewater Drive, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS | Oct 2026 | $369,900 | $204 | 4/2 | 1,812 | 208 | 0.7 |
| 65908 Edgewater Drive, Yulee, FL 32097Listed by ERA ONETEAM REALTY | Oct 2026 | $389,900 | $205 | 4/2 | 1,902 | 113 | 0.7 |
| 76842 Timbercreek Boulevard, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $317,000 | $207 | 3/2 | 1,532 | 4 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Plummer Creek
Plummer Creek is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.
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Your Local Realtor

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines





