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Active Under Contract

Active Under Contract·119 days on market

70353 Winding River Drive

Yulee, FL 32097

$399,000$189/sqftEst. $2,034/moMLS# 2136944

Beds

Baths

2,115

Sq Ft

2021

Built

Garage

Pool

About this home

Yulee

Welcome to River Glen! This well-maintained 4-bedroom, 2-bathroom home offers a spacious and functional one-story layout perfect for modern living. Built just a few years ago, the home features an open-concept design with a seamless flow between the living, dining, and kitchen areas--ideal for both everyday living and entertaining. Inside, you'll find tile flooring throughout the main living areas with comfortable carpet in the bedrooms. The home has been well cared for and is truly move-in ready, with major systems including the roof, HVAC, and water heater all approximately 3 years old. Enjoy the convenience of a 3-car garage and ample driveway space, providing plenty of room for vehicles, storage, or hobbies. The kitchen comes equipped with a microwave, oven, and dishwasher, making it ready for its next owner. Located just minutes from FL-200 and I-95, this home offers quick access to Jacksonville, shopping, dining, and Amelia Island's beautiful beaches.

Cost to own

Mortgage calculator

Home Price

$399,000

Down Payment: 20%

$79,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,034

Principal & Interest: $2,034

Property taxes (est.): $551

Insurance (est.): $266

Estimated Total Monthly

$2,851

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,034

Property taxesest. at asking price, Nassau County$551

HOAbilled annually$21

Estimated total, before insurance$2,606/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,464/yr · $622/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $373,000 in September 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$329,659	$275,977	—
2024	$317,492	$267,492	—
2023	$304,580	$304,580	—
2022	$55,000	$55,000	—
2021	$4,583	$4,583	—

2025 property taxes (current owner): $7,464/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,633 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Mar 26, 2026Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,000

Price / Sq Ft$189

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,115

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWildlight

MiddleYulee

HighYulee

Community Information

Address70353 Winding River Drive, Yulee, FL 32097

Area492-Nassau County-W Of I-95/N To State Line

SubdivisionRiver Glen

CityYulee

CountyNassau

StateFL

Zip Code32097

Parcel Number132N26183200090000

Amenities

AmenitiesPool, Basketball Court, Fitness Center, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyDoors, Windows

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)