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Active Under Contract

Active Under Contract·23 days on market

79674 Plummers Creek Drive

Yulee, FL 32097

$539,000$194/sqftEst. $2,748/moMLS# 2148219

Beds

Baths

2,775

Sq Ft

2014

Built

Garage

Pool

About this home

Yulee

If space is what you've been searching for, this is the one. Welcome to this expansive 6-bedroom, 4-bathroom home with a 3-car garage in the desirable Plummer Creek community, offering room for everyone and everything. Designed with functionality in mind, the main level features an impressive 5 bedrooms and 3 full bathrooms, making everyday living convenient and accessible. Upstairs, you'll find a private guest retreat complete with a spacious bedroom, full bathroom, and walk-in closet--perfect for visitors, multigenerational living, a college student, or a private home office setup. At the center of the home is a massive open-concept living space where the kitchen, dining area, and family room seamlessly connect. Whether you're hosting the holidays, gathering with friends, or simply enjoying a quiet evening at home, there's plenty of room to spread out. The oversized kitchen island serves as the perfect gathering place, while the fireplace adds warmth and charm to the spacious family

Cost to own

Mortgage calculator

Home Price

$539,000

Down Payment: 20%

$107,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,748

Principal & Interest: $2,748

Property taxes (est.): $744

Insurance (est.): $359

Estimated Total Monthly

$3,852

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,748

Property taxesest. at asking price, Nassau County$744

HOAbilled annually$62

Estimated total, before insurance$3,554/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,802/yr · $483/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $518,500 in March 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$427,420	$367,538	—
2024	$406,472	$356,472	—
2023	$379,548	$265,991	—
2022	$316,935	$256,787	—
2021	$297,851	$247,851	—
2020	$287,366	$287,366	—

2025 property taxes (current owner): $5,802/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF (NassauCntyUtilsGDB) · Public water (record)

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF (NassauCntyUtilsGDB) — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 30, 2026Listed$539,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$539,000

Price / Sq Ft$194

Bedrooms6

Bathrooms4.00

Full Baths4

Square Footage2,775

Acres0.25 acres

Year Built2014

TypeResidential

Sub-TypeSingle Family Residence

StatusActive Under Contract

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWildlight

MiddleYulee

HighYulee

Community Information

Address79674 Plummers Creek Drive, Yulee, FL 32097

Area492-Nassau County-W Of I-95/N To State Line

SubdivisionPlummer Creek

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size10,890 sq ft

Parcel Number122N26160100530000

Amenities

AmenitiesPool, Basketball Court, Park

UtilitiesCable Available, Electricity Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories2

LaundryLower Level