Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Plummer Creek, Yulee — a waterfront home in Nassau County.

Photo 1 / 39
Sold

Sold·Closed Sep 4, 2026·45 days on market·Recent sales in Plummer Creek·Plummer Creek

79476 Plummers Creek Drive

Yulee, FL 32097

$540,000sold priceListed at $559,000 · 96.6% of asking$188/sqftMLS# 2150151
4
Beds
4
Baths
2,872
Sq Ft
2016
Built
3
Garage
No
Pool

8 more homes for sale in Plummer Creek →Search Plummer Creek on the map

FEMA Zone XHOA $62/mo9,583 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Plummer Creek

Peaceful Pond Views & Resort-Style Living in Desirable Plummer Creek! Welcome home to this stunning, move-in-ready sanctuary perfectly positioned on a premium lot with sweeping water views. From the striking stone-accented curb appeal and new front storm doors, you are welcomed into a bright, open-concept great room that has been freshly painted and enhanced with a custom built-in entertainment center. The chef's dream kitchen overlooks the living area, boasting a massive granite island, new pendant lighting, dark wood cabinetry, and a walk-in pantry with custom built-ins. The main level offers maximum flexibility w/4 full downstairs bedrooms, all freshly upgraded w/modern LVP flooring. In the luxurious primary suite, you will find a spa-like ensuite showcasing a brand-new standalone tub along w/his-and-hers walk-in closets completely updated w/custom built-in organizers. Practical spaces have been beautifully elevated with a fully updated mudroom and an updated laundry room, while the

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,991
Property taxesest. at asking price, Nassau County$745
HOAbilled annually$62
Estimated total, before insurance$3,799/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,742/yr · $562/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$540,000
$108,000
Loan Term
Monthly Payment
$2,991
Principal & Interest: $2,991
Property taxes (est.): $746
Insurance (est.): $360
Estimated Total Monthly
$4,097
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$439,160$439,160—
2024$417,605$407,081—
2023$401,754$370,074—
2022$336,431$336,431—
2021$316,433$316,433▼ $6,596
2020$311,185$0—

2025 property taxes (current owner): $6,742/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 4, 2026Closed$559,000
  • Jul 27, 2026Pending$559,000
  • Jun 11, 2026Listed$559,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $195/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
79514 Plummers Creek Drive, Yulee, FL 32097Listed by REAL BROKER LLCAug 2026$480,000$1766/42,7331490.1
79674 Plummers Creek Drive, Yulee, FL 32097Listed by REAL BROKER LLCSep 2026$530,000$1916/42,775780.4
65849 Edgewater Drive, Yulee, FL 32097Listed by REAL BROKER LLCJul 2026$410,000$1924/22,132200.8
65672 Edgewater Drive, Yulee, FL 32097Listed by COMPASS FLORIDA LLCJul 2026$373,400$1754/22,132360.8
77049 Andora Drive, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$405,000$1514/2.52,687920.8
76546 Timbercreek Boulevard, Yulee, FL 32097Listed by UNITED REAL ESTATE GALLERYAug 2026$510,000$1985/2.52,57270.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$559,000
Price / Sq Ft$195
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage2,872
Acres0.22 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Direction FacesWest

Community Information

Address79476 Plummers Creek Drive, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionPlummer Creek
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size9,583.2 sq ft
Parcel Number122N26160200450000
ZoningResidential

Amenities

AmenitiesOther, Basketball Court, Clubhouse, Park, Playground
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesCommunity

Exterior

Exterior FeaturesFire Pit
Lot DescriptionFew Trees, Irregular Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Rear Porch, Screened
FencingFenced, Back Yard, Wrought Iron
RoofShingle
ConstructionFiber Cement, Stone Veneer
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 11, 2026
Days on Market45
HOA Fees$745 / Annually
HOA FrequencyAnnually
Tax Amount$6,741.85
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS SOUTHEASTERN PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Plummer Creek

Plummer Creek is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Plummer Creek homes for sale →

Explore the area

More in Plummer Creek

Plummer Creek guides & reports

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines