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Active

Active·42 days on market

79476 Plummers Creek Drive

Yulee, FL 32097

$559,000$195/sqftEst. $2,850/moMLS# 2150151

Beds

Baths

2,872

Sq Ft

2016

Built

Garage

Pool

About this home

Yulee

Peaceful Pond Views & Resort-Style Living in Desirable Plummer Creek! Welcome home to this stunning, move-in-ready sanctuary perfectly positioned on a premium lot with sweeping water views. From the striking stone-accented curb appeal and new front storm doors, you are welcomed into a bright, open-concept great room that has been freshly painted and enhanced with a custom built-in entertainment center. The chef's dream kitchen overlooks the living area, boasting a massive granite island, new pendant lighting, dark wood cabinetry, and a walk-in pantry with custom built-ins. The main level offers maximum flexibility w/4 full downstairs bedrooms, all freshly upgraded w/modern LVP flooring. In the luxurious primary suite, you will find a spa-like ensuite showcasing a brand-new standalone tub along w/his-and-hers walk-in closets completely updated w/custom built-in organizers. Practical spaces have been beautifully elevated with a fully updated mudroom and an updated laundry room, while the

Cost to own

Mortgage calculator

Home Price

$559,000

Down Payment: 20%

$111,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,850

Principal & Interest: $2,850

Property taxes (est.): $772

Insurance (est.): $373

Estimated Total Monthly

$3,995

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,850

Property taxesest. at asking price, Nassau County$772

HOAbilled annually$62

Estimated total, before insurance$3,684/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,742/yr · $562/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$439,160	$439,160	—
2024	$417,605	$407,081	—
2023	$401,754	$370,074	—
2022	$336,431	$336,431	—
2021	$316,433	$316,433	▼ $6,596
2020	$311,185	$0	—

2025 property taxes (current owner): $6,742/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,755 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 11, 2026Listed$559,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$559,000

Price / Sq Ft$195

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage2,872

Acres0.22 acres

Year Built2016

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Direction FacesWest

Community Information

Address79476 Plummers Creek Drive, Yulee, FL 32097

Area492-Nassau County-W Of I-95/N To State Line

SubdivisionPlummer Creek

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size9,583.2 sq ft

Parcel Number122N26160200450000

ZoningResidential

Amenities

AmenitiesOther, Basketball Court, Clubhouse, Park, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Cooktop, Microwave, Refrigerator, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)

Spa FeaturesCommunity