This home is in Yulee.
$395,000Active Under Contract4 bd · 3 ba · 2,557 sq ft
Active Under Contract·30 days on market
87238 Branch Creek Drive
Yulee, FL 32097
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About this home
Yulee
Nestled in the highly desirable Creekside neighborhood in Yulee. This 4 bedroom, 3 bathroom home offers over 2,557 square feet of thoughtfully designed living space with high ceilings. This home is perfect for families seeking room to grow in Nassau County's most sought-after community. The open and functional floor plan features a formal dining room, dedicated home office, spacious laundry room, kitchen bar, walk in pantry and a sunny breakfast nook ideal for everyday living and entertaining. Spacious bedrooms provide comfort and privacy for the whole family, while the luxurious primary suite comes with a soaking tub and walk-in closet. Located within top-rated Nassau County school district, this Yulee home offers unbeatable access to shopping & dining while still able to retreat to the quiet Creekside Neighborhood. Roof 2023 | Water Heater 2026 | 2 Car Garage | Seller will help with closing cost with Full Price Offer.
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA
County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,732 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Main Beach Parkabout 7 mi · 105 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 7 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 3 mi · Lofton Creek
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 7 mi · Egan's Creek
Closest grocery store
Targetabout 3 mi · 463737 State Rd 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $376,790 | $208,230 | — |
| 2025 | $436,141 | $202,093 | — |
| 2024 | $419,271 | $195,690 | — |
| 2023 | $404,207 | $188,534 | — |
| 2022 | $293,645 | $181,586 | — |
| 2021 | $264,736 | $174,841 | — |
| 2020 | $244,761 | $171,737 | — |
2025 property taxes (current owner): $3,262/yr
Estimated taxes if purchased at asking price: ~$6,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 26, 2026Active Under Contract$395,000
- Oct 15, 2026Price change$395,000−$15,000
- Oct 12, 2026Pending$410,000
- Aug 18, 2026Price change$410,000−$15,000
- Jul 30, 2026Price change$425,000−$5,000
- May 28, 2026Listed$430,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $154/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 87233 Kipling Drive, Yulee, FL 32097Listed by COLDWELL BANKER THE AMELIA GROUP | Oct 2026 | $335,000 | $150 | 4/2.5 | 2,235 | 238 | 0.2 |
| 97646 Bluff View Circle, Yulee, FL 32097Listed by KELLER WILLIAMS ST JOHNS | Jul 2026 | $367,500 | $179 | 4/2 | 2,055 | 67 | 0.3 |
| 97106 Yorkshire Drive, Yulee, FL 32097Listed by CHAD AND SANDY REAL ESTATE GROUP | Jun 2026 | $341,000 | $134 | 4/2 | 2,541 | 7 | 0.4 |
| 384 Sandy Bluff Drive 0061, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Nov 2026 | $680,000 | $236 | 4/3 | 2,883 | 0 | 0.5 |
| 352 Sandy Bluff Drive 0065, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Aug 2026 | $624,900 | $255 | 4/3.5 | 2,455 | 70 | 0.5 |
| 97447 Bluff View Circle, Yulee, FL 32097Listed by FERNANDINA BEACH REALTY | Jul 2026 | $295,000 | $147 | 3/2 | 2,006 | 159 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KIM COX REAL ESTATE GROUP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Is this home priced right?
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