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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sandy Ridge, Yulee — a gated community home on Amelia Island.

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Sold

$467,500Sold4 bd · 2 ba · 2,171 sq ft

Sold·Closed Sep 30, 2026·287 days on market·Recent sales in Sandy Ridge·Sandy Ridge

85417 Sandy Ridge Loop 0084

Yulee, FL 32097

$467,500sold priceListed at $477,900 · 97.8% of asking$215/sqftMLS# 2117689
4
Beds
2
Baths
2,171
Sq Ft
2025
Built
3
Garage
No
Pool

2 more homes for sale in Sandy Ridge →Search Sandy Ridge on the map

FEMA Zone XHOA $100/moSingle Family Residence1 storyNew construction

About this home

Sandy Ridge

SEDA NEW HOMES: New construction! Contact agent for current special on this home! The Preston is an elegant 4-bedroom, 2-bath home that features a desirable courtyard entry and spacious 3-car garage. The open-concept design offers an abundance of natural light, with the kitchen, dining, and gathering areas flowing seamlessly together. There is a large walk-in pantry plus additional storage area for all of your essentials. The owner's suite is thoughtfully positioned for privacy and comfort, while three secondary bedrooms are ideal for family or guests. This rendering is a conceptual drawing only and is not meant to represent the actual exterior colors. Builder reserves the right to modify. See agent for special savings on this home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,549
Property taxesest. at asking price, Nassau County$645
HOAbilled annually$100
Estimated total, before insurance$3,294/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,603 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$55,000$55,000—
2024$55,000$55,000—
2023$22,677$17,353—

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 30, 2026Closed$477,900
  • Aug 27, 2026Pending$477,900
  • Nov 13, 2025Listed$477,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85390 Sandy Ridge Loop, Yulee, FL 32097Listed by ERA ONETEAM REALTYNov 2026$577,000$2114/32,7321370.1
85350 Sandy Ridge Loop 0039, Yulee, FL 32097Listed by MONOGRAM REALTY INCJul 2026$490,900$2264/22,1711100.1
86299 Evergreen Place, Yulee, FL 32097Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAAug 2026$440,000$1844/32,388180.2
86230 Cloister Court, Yulee, FL 32097Listed by WATSON REALTY CORPOct 2026$412,000$1714/2.52,4151270.6
85456 Miner Road, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$526,000$3133/21,68050.6
86527 Rest Haven Court, Yulee, FL 32097Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$450,000$1604/2.52,806670.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$477,900
Price / Sq Ft$220
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,171
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address85417 Sandy Ridge Loop 0084, Yulee, FL 32097
Area481-Nassau County-Yulee South
SubdivisionSandy Ridge
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Dimensions75' x 178'
Parcel Number42-2N-27-1095-0084-0000
ZoningPUD

Amenities

AmenitiesGated, Park
Community FeaturesGated
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDisposal, Electric Cooktop, Electric Oven, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedNovember 13, 2025
Days on Market287
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MONOGRAM REALTY INC

Sold by: SUMMER HOUSE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sandy Ridge

Sandy Ridge is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Sandy Ridge homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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