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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sandy Ridge, Yulee — a gated community home on Amelia Island.

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Sold

Sold·Closed Jul 30, 2026·110 days on market·Recent sales in Sandy Ridge·Sandy Ridge

85350 Sandy Ridge Loop 0039

Yulee, FL 32097

$490,900sold priceListed at $495,900 · 99% of asking$226/sqftMLS# 2134797
4
Beds
2
Baths
2,171
Sq Ft
2026
Built
3
Garage
No
Pool

All Sandy Ridge homes for sale →Search Sandy Ridge on the map

HOA $100/moSingle Family Residence1 storyNew construction

About this home

Sandy Ridge

SEDA NEW HOMES: New construction! Contact agent for current special on this home! The Preston is an elegant 4-bedroom, 2-bath home that features a desirable courtyard entry and spacious 3-car garage. The open-concept design offers an abundance of natural light, with the kitchen, dining, and gathering areas flowing seamlessly together. There is a large walk-in pantry plus additional storage area for all of your essentials. The owner's suite is thoughtfully positioned for privacy and comfort, while three secondary bedrooms are ideal for family or guests. This rendering is a conceptual drawing only and is not meant to represent the actual exterior colors. Builder reserves the right to modify. See agent for special savings on this home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,719
Property taxesest. at asking price, Nassau County$678
HOAbilled annually$100
Estimated total, before insurance$3,497/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$490,900
$98,180
Loan Term
Monthly Payment
$2,719
Principal & Interest: $2,719
Property taxes (est.): $678
Insurance (est.): $327
Estimated Total Monthly
$3,724
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2022$1,404,000$1,404,000—
2021$1,404,000$17,199—
2020$254,800$12,230—

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2022), NEFMLS.

History

Price & status history

  • Jul 30, 2026Closed$495,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $228/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85417 Sandy Ridge Loop 0084, Yulee, FL 32097Listed by MONOGRAM REALTY INCSep 2026$467,500$2154/22,1712870.1
85228 Sandy Ridge Loop 0025, Yulee, FL 32097Listed by MONOGRAM REALTY INCJun 2026$539,500$2314/32,3401050.2
86299 Evergreen Place, Yulee, FL 32097Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAAug 2026$440,000$1844/32,388180.3
86230 Cloister Court, Yulee, FL 32097Listed by WATSON REALTY CORPOct 2026$412,000$1714/2.52,4151270.6
85456 Miner Road, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$526,000$3133/21,68050.6
86209 Vegas Boulevard, Yulee, FL 32097Listed by HOVER GIRL PROPERTIESSep 2026$225,000$1333/21,69410.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$495,900
Price / Sq Ft$228
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,171
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address85350 Sandy Ridge Loop 0039, Yulee, FL 32097
Area481-Nassau County-Yulee South
SubdivisionSandy Ridge
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Dimensions75' x 178'
Parcel Number42-2N-27-0000-0001-0320
ZoningPUD

Amenities

AmenitiesGated, Park
Community FeaturesGated
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDisposal, Electric Cooktop, Electric Oven, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMarch 13, 2026
Days on Market110
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MONOGRAM REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sandy Ridge

Sandy Ridge is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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