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Active Under Contract

Active Under Contract·Listed today

86299 Evergreen Place

Yulee, FL 32097

$445,000$186/sqftEst. $2,269/moMLS# 2153458

Beds

Baths

2,388

Sq Ft

2006

Built

Garage

Yes

Pool

About this home

Yulee

Welcome to this beautifully maintained 4-bedroom, 3-bath POOL HOME in desirable Hickory Village! This thoughtfully designed split floor plan offers abundant natural light and plenty of storage throughout, featuring formal living and dining rooms that flow into an oversized great room with a wood-burning fireplace and triple-panel sliding glass doors that fully open to the screened lanai, creating the perfect indoor-outdoor entertaining space. The spacious kitchen features 42'' hickory cabinetry and a 9-foot coffee bar. The private owner's suite features a garden tub, and two of the three bathrooms have been beautifully renovated. Two secondary bedrooms are connected by a Jack-and-Jill bathroom, and a separate fourth bedroom and full bath provide the ideal setup for guests, teens, or multigenerational living. Step outside to your private BACKYARD OASIS featuring a sparkling IN-GROUND POOL surrounded by elegant travertine tile, with additional paver patios creating multiple spaces for

Cost to own

Mortgage calculator

Home Price

$445,000

Down Payment: 20%

$89,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,269

Principal & Interest: $2,269

Property taxes (est.): $614

Insurance (est.): $297

Estimated Total Monthly

$3,180

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,269

Property taxesest. at asking price, Nassau County$614

HOAbilled annually$25

Estimated total, before insurance$2,909/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,703/yr · $309/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$390,834	$230,865	—
2024	$378,210	$223,651	—
2023	$365,988	$215,681	—
2022	$279,484	$189,399	—
2021	$247,019	$182,426	—
2020	$229,217	$179,217	—

2025 property taxes (current owner): $3,703/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,650 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 25, 2026Active Under Contract$445,000
Jul 21, 2026Pending$445,000
Jul 13, 2026Price change$445,000−$24,000
Jul 2, 2026Listed$469,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$445,000

Price / Sq Ft$186

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,388

Acres0.21 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

School Information

ElementaryYulee

MiddleYulee

HighYulee

Community Information

Address86299 Evergreen Place, Yulee, FL 32097

Area481-Nassau County-Yulee South

SubdivisionHickory Village

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size9,147.6 sq ft

Parcel Number422N27435H01410000

ZoningResidential

Amenities

AmenitiesNone

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Jack and Jill Bath, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Oven, Microwave, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup