This home is in Sandy Ridge, Yulee — a home near Yulee High School.
$577,000Sold4 bd · 3 ba · 2,732 sq ft
Sold·Closed Nov 2, 2026·137 days on market·Recent sales in Sandy Ridge·Sandy Ridge
85390 Sandy Ridge Loop
Yulee, FL 32097
2 more homes for sale in Sandy Ridge →Search Sandy Ridge on the map
About this home
Sandy Ridge
Built just two years ago by SEDA Homes, this exceptional Albatera II floor plan offers 4 bedrooms, 3 bathrooms, modern finishes, and upgrades throughout that set it apart from builder inventory. Nestled within a private gated community of only 89 homesites, this home combines privacy, comfort, and convenience. The open-concept layout is designed for both everyday living and entertaining, featuring a stunning kitchen with Quartz countertops, 42-inch cabinets with crown molding, stainless steel appliances, and a spacious island overlooking the living and dining areas. A large sliding glass door fills the home with natural light and seamlessly connects the indoor and outdoor living spaces. The versatile fourth bedroom and full bath provide an ideal setup for guests, multi-generational living, or a private home office. Thoughtful owner upgrades include recessed lighting throughout, ceiling fans, an upgraded WiFi thermostat, water softener, expanded driveway, and additional ...
Next steps in Sandy Ridge
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: material not specified — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,669 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 40, S Fletcher Ave. & Pasco26 min drive · 10 parking spaces
Closest park or preserve
Egans Creek Greenway25 min drive · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 0.9 mi · Lofton Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Accessabout 9 mi · Boggy Creek
Closest grocery store
Aldi6 min drive · 463689 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $550,000 in January 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $528,636 | $528,636 | — |
| 2024 | $55,000 | $55,000 | — |
| 2023 | $22,677 | $17,353 | — |
2025 property taxes (current owner): $8,115/yr
Estimated taxes if purchased at asking price: ~$9,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Nov 2, 2026Closed$591,500
- Oct 24, 2026Pending$591,500
- Sep 10, 2026Active Under Contract$591,500
- Jun 4, 2026Listed$591,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $226/sq ft; this home is listed at $211/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 85417 Sandy Ridge Loop 0084, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Sep 2026 | $467,500 | $215 | 4/2 | 2,171 | 287 | 0.1 |
| 85350 Sandy Ridge Loop 0039, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Jul 2026 | $490,900 | $226 | 4/2 | 2,171 | 110 | 0.1 |
| 85228 Sandy Ridge Loop 0025, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Jun 2026 | $539,500 | $231 | 4/3 | 2,340 | 105 | 0.2 |
| 85148 Sandy Ridge Loop 0017, Yulee, FL 32097Listed by MONOGRAM REALTY INC | Jun 2026 | $556,000 | $203 | 4/3 | 2,736 | 82 | 0.2 |
| 86299 Evergreen Place, Yulee, FL 32097Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Aug 2026 | $440,000 | $184 | 4/3 | 2,388 | 18 | 0.3 |
| 85949 Miner Pines Court, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $755,000 | $298 | 4/3 | 2,531 | 2 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: ERA ONETEAM REALTY
Sold by: MOMENTUM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sandy Ridge
Sandy Ridge is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.
View all Sandy Ridge homes for sale →Keep looking
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For Sale85292 Sandy Ridge LoopYulee, FL 32097
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Krista Fracke
Broker Associate
This home sold on Nov 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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