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Active

Active·24 days on market

86527 Rest Haven Court

Yulee, FL 32097

$465,000$166/sqftEst. $2,371/moMLS# 2153423

Beds

Baths

2,806

Sq Ft

2019

Built

Garage

Pool

About this home

Yulee

$10,000 Priced Reduction *PLUS* OPEN HOUSE, Saturday, 7/25/2026, 10:00 AM to 1:00 PM. Move right into this impeccably maintained 4-bedroom, 2.5-bath home offering 2,806 square feet in Yulee's desirable Hideaway community with NO CDD fees! Designed for today's lifestyle, the spacious floor plan features a sought-after first-floor primary suite, welcoming foyer, and an open-concept kitchen with a large island, breakfast bar, pantry, abundant cabinetry, and views of the family room. Upstairs offers three additional bedrooms, a full bath, and a spacious loft perfect for a media room, playroom, or home office. Relax on the covered rear patio overlooking the fully fenced backyard. Additional highlights include a 3-car garage, whole-house propane Generac generator, water softener, irrigation system, new sod, and all kitchen appliances plus washer and dryer. Community pool, playground, park, sidewalks. Convenient to shopping, dining, I-95, and Kings Bay. Some photos were virtually staged.

Cost to own

Mortgage calculator

Home Price

$465,000

Down Payment: 20%

$93,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,371

Principal & Interest: $2,371

Property taxes (est.): $642

Insurance (est.): $310

Estimated Total Monthly

$3,323

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,371

Property taxesest. at asking price, Nassau County$642

HOAbilled annually$75

Estimated total, before insurance$3,088/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,584/yr · $299/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$440,723	$223,114	—
2024	$423,632	$216,119	—
2023	$392,177	$208,368	—
2022	$332,390	$200,843	—
2021	$301,513	$193,537	—
2020	$279,773	$190,175	—

2025 property taxes (current owner): $3,584/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 22, 2026Price change$465,000−$10,000
Jul 2, 2026Listed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$465,000

Price / Sq Ft$166

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,806

Acres0.15 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address86527 Rest Haven Court, Yulee, FL 32097

Area481-Nassau County-Yulee South

SubdivisionThe Hideaway

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size6,534 sq ft

Lot Dimensions60'x110'

Parcel Number422N27437300660000

Amenities

AmenitiesPool, Park, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

SecuritySmoke Detector(s)