This home is in Palencia, St. Augustine — a golf course home in St. Johns County.
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Sold·Closed Jun 2, 2025·94 days on market·Recent sales in Palencia·Palencia
108 N River Drive
St. Augustine, FL 32095
43 more homes for sale in Palencia →Search Palencia on the map
About this home
Palencia
GET A 1% CREDIT TOWARDS CLOSING COSTS WITH SELLER'S PREFERRED LENDER! Welcome to your dream home down a highly desired beautiful tree lined street in the amenity filled Palencia! This stunning 5-bed,6-bath estate offers 4,566 sq.ft. of luxury, built by Howard White,N. Florida Builders. This custom home seamlessly blends open-concept living with timeless traditional design, on an expansive .69-acre corner preserve lot. All bedrooms feature walk-in closets & en-suite baths, ensuring comfort & privacy for all. The primary suite, office, & an additional en-suite bedroom are conveniently located on the first floor, while the 2nd floor boasts 3 bedrooms, a game room, & a balcony with breathtaking views of the private, serene backyard oasis.Outdoor living is a dream with a spacious screened lanai, saltwater pool & spa, stone fireplace, & summer kitchen, all overlooking lush greenery.
Next steps in Palencia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,755 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve dirt lot36 min drive · 60 parking spaces
Closest park or preserve
Stokes Landing Conservation Area10 min drive · 1.9 mi of trails
Closest public boat ramp
GTM Guana River Dam Recreation Area – River Access Rampabout 3 mi · Guana River
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 3 mi · Tolomato River
Closest youth league fields
Palencia Park3 min drive · Baseball
Closest grocery store
Publix5 min drive · 7462 US Hwy 1 N, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $12,454/yr
Estimated taxes if purchased at asking price: ~$27,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $346/sq ft; this home is listed at $394/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 161 N River Drive, St. Augustine, FL 32095Listed by EXP REALTY LLC | Oct 2026 | $1,275,000 | $346 | 4/4 | 3,681 | 114 | 0.3 |
| 771 Cypress Crossing Trail, St. Augustine, FL 32095Listed by LPT REALTY LLC | Jul 2026 | $975,000 | $299 | 4/4 | 3,266 | 43 | 0.4 |
| 101 Hickory Hill Drive, St. Augustine, FL 32095Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $2,025,000 | $416 | 4/4.5 | 4,865 | 4 | 0.5 |
| 532 Costa Del Sol Drive, St. Augustine, FL 32095Listed by LPT REALTY LLC | Jun 2026 | $2,650,000 | $516 | 4/4.5 | 5,136 | 26 | 0.5 |
| 443 Sebastian Square, St. Augustine, FL 32095Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $850,000 | $183 | 6/4 | 4,639 | 87 | 0.6 |
| 560 Sebastian Square, St. Augustine, FL 32095Listed by COMPASS FLORIDA LLC | Oct 2026 | $1,220,000 | $326 | 4/4 | 3,738 | 83 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LPT REALTY LLC
Sold by: REDFIN CORPORATION (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palencia
Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Palencia homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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