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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Iron Branch, St. Augustine a gated community home in St. Johns County.

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Active

Active·106 days on market·Iron Branch

424 Richland Manor Road

St. Augustine, FL 32092

$1,599,000$420/sqftEst. $8,220/moMLS# 2145278
5
Beds
5
Baths
3,805
Sq Ft
2026
Built
3
Garage
No
Pool

About this home

Iron Branch

Experience luxury single-story living in this stunning Arcadia Classic floorplan by Toll Brothers. The home sits on an expansive 1.34 acre homesite and features 5 bedrooms, 5.5 bathrooms and a private office, all seamlessly laid out on one level. Situated on an incredible homesite with unobstructed views of the surrounding farmland, this property offers a rate sense of privacy and serenity. Enjoy over 100 feet of space between neighboring homes, providing an estate-like feel and breathtaking views from your own backyard.

Cost to own

Mortgage calculator

$1,599,000
$319,800
Loan Term
Monthly Payment
$8,220
Principal & Interest: $8,220
Property taxes (est.): $2,128
Insurance (est.): $1,066
Estimated Total Monthly
$11,414
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$8,220
Property taxesest. at asking price, St. Johns County$2,128
HOAbilled quarterly$170
Estimated total, before insurance$10,518/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 6, 2026Price change$1,599,000$26,000
  • Jul 31, 2026Price change$1,625,000+$226,000
  • May 14, 2026Listed$1,399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,599,000
Price / Sq Ft$420
Bedrooms5
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage3,805
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

Community Information

Address424 Richland Manor Road, St. Augustine, FL 32092
Area343-Molasses Junction/Elkton
SubdivisionIron Branch
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0171410060

Amenities

AmenitiesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPrivate Sewer, Septic Tank
Water SourceWell
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesHis and Hers Closets, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Gas Range, Refrigerator, Water Softener Owned
HeatingCentral
CoolingElectric
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink

Exterior

Lot DescriptionCleared
Patio / PorchCovered
RoofShingle
ConstructionFrame
Road SurfacePaved

Additional Information

Date ListedMay 14, 2026
Days on Market84
HOA Fees$510 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Iron Branch

Iron Branch is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Iron Branch homes for sale →

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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