This home is in St. Augustine.

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Active

Active·62 days on market

424 Richland Manor Road

St. Augustine, FL 32092

$1,399,000$368/sqftEst. $7,446/moMLS# 2145278

Beds

Baths

3,805

Sq Ft

2026

Built

Garage

Pool

About this home

St. Augustine

Experience luxury single-story living in this stunning Arcadia Classic floorplan by Toll Brothers. The home sits on an expansive 1.34 acre homesite and features 5 bedrooms, 5.5 bathrooms and a private office, all seamlessly laid out on one level. Situated on an incredible homesite with unobstructed views of the surrounding farmland, this property offers a rate sense of privacy and serenity. Enjoy over 100 feet of space between neighboring homes, providing an estate-like feel and breathtaking views from your own backyard. The current price is prior to interior design selections.

Cost to own

Mortgage calculator

Home Price

$1,399,000

Down Payment: 20%

$279,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$7,067

Principal & Interest: $7,067

Est. Taxes & Insurance: $1,767

Estimated Total Monthly

$8,833

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,446

Property taxesest. at asking price, St. Johns County$1,862

HOAbilled quarterly$170

Estimated total, before insurance$9,478/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History