This home is in Palencia, St. Augustine — a golf course home in St. Johns County.
$850,000Sold6 bd · 4 ba · 4,639 sq ft
Sold·Closed Oct 13, 2026·87 days on market·Recent sales in Palencia·Palencia
443 Sebastian Square
St. Augustine, FL 32095
39 more homes for sale in Palencia →Search Palencia on the map
About this home
Palencia
Welcome to Palencia, one of St. Augustine's most prestigious master-planned golf communities. This Toll Bros. built Grand Bay Model, located in the Sebastian Sq. section of Palencia, features 6 generously sized bedrooms, 4bathrooms, a second-floor game room plus additional bonus room, and storage galore. The well-planned kitchen has granite countertops, stainless steel appliances, and a center island opening to a large bright family room with a gas fireplace and built in bookshelves, and plantation shutters. The family room overlooks a spacious backyard with plenty of room for a pool. Upon entering you are greeted with 9 Ft. Tray ceilings, and beautiful moldings adorning the entry foyer, dining room and living room. The large primary bedroom features a bay window with seating area, his and hers closets and a door to the screened lanai. The .43-acre corner lot backs one of Palencia's many pocket parks ideal for extended family entertainment.
Next steps in Palencia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,782 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve dirt lot36 min drive · 60 parking spaces
Closest park or preserve
Stokes Landing Conservation Area10 min drive · 1.9 mi of trails
Closest public boat ramp
GTM Guana River Dam Recreation Area – River Access Rampabout 3 mi · Guana River
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 4 mi · Tolomato River
Closest youth league fields
Palencia Park3 min drive · Baseball
Closest grocery store
Publix5 min drive · 7462 US Hwy 1 N, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $815,651 | $420,546 | — |
| 2024 | $752,537 | $407,986 | — |
| 2023 | $728,966 | $394,647 | — |
| 2022 | $708,680 | $381,696 | — |
| 2021 | $491,064 | $369,122 | — |
| 2020 | $445,563 | $363,335 | — |
2025 property taxes (current owner): $10,213/yr
Estimated taxes if purchased at asking price: ~$13,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 16, 2026Closed$959,000
- Sep 11, 2026Active Under Contract$959,000
- Jul 23, 2026Price change$959,000−$40,000
- Jun 19, 2026Listed$999,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $299/sq ft; this home is listed at $183/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 560 Sebastian Square, St. Augustine, FL 32095Listed by COMPASS FLORIDA LLC | Oct 2026 | $1,220,000 | $326 | 4/4 | 3,738 | 83 | 0.1 |
| 508 Sebastian Square, St. Augustine, FL 32095Listed by ROUND TABLE REALTY | Jul 2026 | $975,000 | $275 | 4/4 | 3,551 | 43 | 0.2 |
| 219 Parkside Drive, St. Augustine, FL 32095Listed by RE/MAX UNLIMITED | Apr 2026 | $888,000 | $249 | 4/4 | 3,562 | 3 | 0.3 |
| 661 Treehouse Circle, St. Augustine, FL 32095Listed by EXP REALTY LLC | Apr 2026 | $1,035,000 | $282 | 4/4 | 3,670 | 25 | 0.3 |
| 161 N River Drive, St. Augustine, FL 32095Listed by EXP REALTY LLC | Oct 2026 | $1,275,000 | $346 | 4/4 | 3,681 | 114 | 0.6 |
| 771 Cypress Crossing Trail, St. Augustine, FL 32095Listed by LPT REALTY LLC | Jul 2026 | $975,000 | $299 | 4/4 | 3,266 | 43 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palencia
Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Palencia homes for sale →Keep looking
More homes in Palencia
For Sale585 Market StreetSt. Augustine, FL 32095
4 bd · 4 ba · 3,916 sq ft
$959,000Est. $5,104/moFully renovated upscale mixed-use (residential & commercial) townhome performing as a solid 7 Cap with long-term…
Listing Office: exit magnolia point realty
For Sale215 Parkside DriveSt. Augustine, FL 32095
4 bd · 3 ba · 2,949 sq ft
$949,000Est. $5,051/moCompletely reimagined and beautifully updated from top to bottom, this exceptional Palencia pool home is perfectly…
Listing Office: re/max unlimited
For Sale125 Parkside DriveSt. Augustine, FL 32095
5 bd · 3 ba · 2,780 sq ft
$879,000Est. $4,678/moHighly sought-after section of gated Palencia. Complete with four bedrooms, a study/flex bedroom, and multiple living…
Listing Office: savvy avenue, llc.
For Sale198 Parkside DriveSt. Augustine, FL 32095
5 bd · 4 ba · 2,965 sq ft
$849,000Est. $4,519/moPresenting 198 Parkside Drive in Palencia, built and designed by Richard R. Dostie, this Craftsman style home has over…
Listing Office: one sotheby's international realty
Keep looking
Similar homes in St. Augustine
Explore the area
More in Palencia
Palencia guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines