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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Jul 10, 2026·43 days on market·Recent sales in Palencia·Palencia

771 Cypress Crossing Trail

St. Augustine, FL 32095

$975,000sold priceListed at $975,000 · 100% of asking$299/sqftMLS# 2147372
4
Beds
4
Baths
3,266
Sq Ft
2005
Built
2
Garage
Yes
Pool

43 more homes for sale in Palencia →Search Palencia on the map

FEMA Zone AHOA $12/moSingle Family Residence2 stories

About this home

Palencia

This beautifully updated pool home is tucked away on a private preserve lot in the highly desirable community of Palencia. Designed for both everyday living and effortless entertaining, this spacious residence combines elegant finishes, thoughtful upgrades, and an incredible backyard retreat. Inside, you'll find a bright and open layout filled with natural light, soaring ceilings, custom details, and freshly painted built-ins that add warmth and character throughout the home. The gourmet kitchen serves as the centerpiece, featuring new stainless steel appliances including a dishwasher, range, and microwave (2025), abundant cabinetry, a large prep island, and inviting spaces to gather with family and friends. The expansive living areas flow seamlessly to your own private outdoor oasis complete with a stunning screened pool and spa surrounded by beautiful travertine decking -- creating the perfect setting for relaxing evenings or weekend entertaining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,401
Property taxesest. at asking price, St. Johns County$1,297
HOAbilled annually$12
Estimated total, before insurance$6,709/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$975,000
$195,000
Loan Term
Monthly Payment
$5,401
Principal & Interest: $5,401
Property taxes (est.): $1,297
Insurance (est.): $650
Estimated Total Monthly
$7,348
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $878,000 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$693,804$643,082—
2024$698,591$648,591—
2023$679,899$629,899—
2022$564,662$349,498—
2021$438,499$337,862—
2020$384,995$332,507—

Estimated taxes if purchased at asking price: ~$15,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 13, 2026Closed$975,000
  • May 28, 2026Listed$975,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $275/sq ft; this home is listed at $299/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
720 Toria Lane, St. Augustine, FL 32095Listed by LPT REALTY LLCOct 2026$650,000$2534/32,567400.3
836 Cypress Crossing Trail, St. Augustine, FL 32095Listed by LPT REALTY LLCAug 2026$645,000$2753/2.52,343250.3
828 Riley Lane, St. Augustine, FL 32095Listed by INTERNATIONAL GOLF REALTYSep 2026$778,000$2525/33,083350.4
841 Ifield Road, St. Augustine, FL 32095Listed by UNITED REAL ESTATE GALLERYJul 2026$680,000$2524/32,697110.4
266 Sophia Terrace, St. Augustine, FL 32095Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$1,090,000$3654/32,9831200.5
149 Abbotts Way, St. Augustine, FL 32095Listed by EXP REALTY LLCSep 2026$810,000$2894/32,80350.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$975,000
Price / Sq Ft$299
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,266
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Heated, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontNo

Community Information

Address771 Cypress Crossing Trail, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0720850980

Amenities

UtilitiesNatural Gas Available
Water SourcePublic
ParkingAttached
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Smart Thermostat, Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Freezer, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingNatural Gas
CoolingCentral Air, Electric
FlooringCarpet, Stone
FireplaceYes
Fireplace FeaturesGas
# of Stories2
LevelsOne and One Half

Exterior

FencingFenced, Back Yard, Cross Fenced

Additional Information

Date ListedMay 28, 2026
Days on Market43
HOA Fees$138 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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