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This home is in St. Augustine.

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Active

Active·102 days on market

637 Richland Manor Road

St. Augustine, FL 32092

$1,699,000$352/sqftEst. $9,043/moMLS# 2138462
5
Beds
5
Baths
4,826
Sq Ft
2026
Built
3
Garage
No
Pool

About this home

St. Augustine

Experience luxury living by Toll Brothers in our Andrea Farmhouse floorplan. This home is set on a 1.4 acre homesite with no neighbors on one side or behind the home. This 5 bedroom, 5.5 bathroom residence features an expansive two story great room filled with natural light, a spacious open-concept layout, and versatile loft. Blending farmhouse-inspired charm with modern luxury, this home is designed for both everyday comfort and upscale entertaining. with expansive living areas, generously sized bedrooms, and a rare level of privacy, the Andrea Farmhouse in Iron Branch offers an exceptional lifestyle opportunity.

Cost to own

Mortgage calculator

$1,699,000
$339,800
Loan Term
Monthly Payment
$8,582
Principal & Interest: $8,582
Est. Taxes & Insurance: $2,146
Estimated Total Monthly
$10,728
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$9,043
Property taxesest. at asking price, St. Johns County$2,261
HOAbilled quarterly$170
Estimated total, before insurance$11,474/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Apr 4, 2026Listed$1,699,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,699,000
Price / Sq Ft$352
Bedrooms5
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage4,826
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address637 Richland Manor Road, St. Augustine, FL 32092
Area343-Molasses Junction/Elkton
SubdivisionIron Branch
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0171410500

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane
Water SourceWell
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesHis and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric
CoolingMulti Units, Split System, Zoned
FireplaceYes
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Sink

Exterior

Lot DescriptionCleared

Additional Information

Date ListedApril 4, 2026
Days on Market70
HOA Fees$510 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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