This home is in Palencia, St. Augustine — a golf course home in St. Johns County.
Active·1 day on market·Palencia
15 Rio Del Norte Road
St. Augustine, FL 32095
42 more homes for sale in Palencia →Search Palencia on the map
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About this home
Palencia
Set along the Intracoastal Waterway within the distinguished community of Palencia, this exceptional estate offers a rare expression of privacy, refined design, and timeless coastal living. Framed by tranquil water views and unforgettable sunrises, the property invites a slower, more considered pace of life, where morning walks along the water and quiet moments overlooking the Intracoastal become part of the everyday experience. The expansive homesite offers a remarkable sense of space, with the flexibility to accommodate an additional structure, subject to applicable approvals. Outdoors, a heated swimming pool with an expansive sun shelf is complemented by a custom-designed screen that eliminates visible metal framing, preserving the uninterrupted aesthetic of the setting. Every detail reflects a thoughtful approach to design, creating a private waterfront retreat that feels both sophisticated and effortlessly inviting.
Next steps in Palencia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,790 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (south)about 3 mi · 94 parking spaces
Closest park or preserve
Guana River Wildlife Management Areaabout 3 mi · 22.2 mi of trails
Closest public boat ramp
GTM Guana River Dam Recreation Area – Lake Access Ramp (10 HP Max)about 4 mi · Guana Lake
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 1.0 mi · Tolomato River
Closest youth league fields
Palencia Parkabout 2 mi · Baseball
Closest grocery store
Publixabout 3 mi · 7462 US Hwy 1 N, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:31 AM, sunset 6:50 PM.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $14,003/yr
Estimated taxes if purchased at asking price: ~$31,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 19, 2026Listed$1,950,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $266/sq ft; this home is listed at $606/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 21 Calle De Paz, St. Augustine, FL 32095Listed by REAL BROKER LLC | Sep 2026 | $530,000 | $228 | 4/2 | 2,320 | 17 | 0.3 |
| 241 Dosel Lane, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $634,000 | $263 | 4/3 | 2,411 | 44 | 0.4 |
| 2785 Las Calinas Boulevard, St. Augustine, FL 32095Listed by EXP REALTY LLC | Oct 2026 | $750,000 | $218 | 5/4 | 3,448 | 45 | 0.6 |
| 3024 Las Calinas Boulevard, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $705,000 | $266 | 4/3 | 2,647 | 54 | 0.8 |
| 472 Glorieta Drive, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $730,000 | $322 | 4/3 | 2,264 | 89 | 0.9 |
| 392 Sand Harbor Drive, Ponte Vedra, FL 32081Listed by WATSON REALTY CORP | Oct 2026 | $850,000 | $314 | 3/3.5 | 2,711 | 107 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palencia
Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Palencia homes for sale →Keep looking
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Krista Fracke
Broker Associate
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