This home is in Palencia, St. Augustine — a gated community home in St. Johns County.
Sold·Closed Jun 30, 2026·26 days on market·Recent sales in Palencia·Palencia
532 Costa Del Sol Drive
St. Augustine, FL 32095
43 more homes for sale in Palencia →Search Palencia on the map
About this home
Palencia
Discover an extraordinary expression of luxury living in the prestigious gated community of Palencia, where this stunning Arthur Rutenberg-designed estate sits proudly on a 1.1 acre cul-de-sac lot with serene lake views. Thoughtfully crafted for the most discerning buyer, this exceptional residence seamlessly blends timeless architectural elegance with the modern amenities today's luxury lifestyle demands. A private, detached casita welcomes guests in true coastal estate fashion, offering the perfect retreat for multigenerational living, visiting family, or a sophisticated home office. Inside the main residence, soaring ceilings and refined finishes set the stage for elevated everyday living, while expansive disappearing sliders span the entire rear of the home -- dissolving the boundary between indoors and out and creating a true entertainer's dream.
Next steps in Palencia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,785 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard and pool on the southwest side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,547,284 | $1,020,780 | — |
| 2024 | $1,467,786 | $991,304 | — |
| 2023 | $1,481,297 | $960,975 | — |
| 2022 | $1,539,902 | $931,529 | — |
| 2021 | $1,063,363 | $902,941 | — |
| 2020 | $1,019,663 | $889,784 | — |
2025 property taxes (current owner): $19,173/yr
Estimated taxes if purchased at asking price: ~$42,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $416/sq ft; this home is listed at $526/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 327 Costa Del Sol Drive, St. Augustine, FL 32095Listed by REALTY ONE GROUP ELEVATE | Sep 2026 | $2,700,000 | $606 | 5/4.5 | 4,455 | 45 | 0.2 |
| 101 Hickory Hill Drive, St. Augustine, FL 32095Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $2,025,000 | $416 | 4/4.5 | 4,865 | 4 | 0.4 |
| 161 N River Drive, St. Augustine, FL 32095Listed by EXP REALTY LLC | Oct 2026 | $1,275,000 | $346 | 4/4 | 3,681 | 114 | 0.5 |
| 122 Senora Court, St. Augustine, FL 32095Listed by EXP REALTY LLC | Aug 2026 | $1,576,500 | $414 | 4/4.5 | 3,811 | 3 | 0.5 |
| 647 Santa Teresa Court, St. Augustine, FL 32095Listed by KELLER WILLIAMS ST JOHNS | Jul 2026 | $2,845,000 | $569 | 6/5 | 4,997 | 6 | 0.8 |
| 286 Vale Drive, St. Augustine, FL 32095Listed by COMPASS FLORIDA LLC | Jul 2026 | $1,457,500 | $385 | 5/4.5 | 3,781 | 7 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LPT REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palencia
Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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