This home is in Palencia, St. Augustine.

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Active

Active·Listed today·Palencia

751 Promenade Pointe Drive

St. Augustine, FL 32095

$1,895,000$512/sqftEst. $9,662/moMLS# 2157427

Beds

Baths

3,701

Sq Ft

2015

Built

Garage

Yes

Pool

About this home

Palencia

Nestled within the prestigious master-planned community of Palencia, this exceptional custom-built Mediterranean-inspired estate seamlessly blends timeless architecture, luxury finishes, and resort-style living. Offering nearly 3,700 square feet of beautifully designed living space, this meticulously maintained home features four bedrooms, four full bathrooms, multiple entertaining areas, and an incredible backyard retreat that truly defines Florida living. From the moment you arrive, the grand iron entry doors, elegant arched windows, professionally designed landscaping, expansive paver driveway, and oversized three-car garage create an unforgettable first impression. Inside, soaring ceilings, rich hand-scraped mahogany hardwood floors, designer tile, wood beam accents, crown molding, custom millwork, and a dramatic spiral staircase establish a warm yet sophisticated atmosphere.

Cost to own

Mortgage calculator

Home Price

$1,895,000

Down Payment: 20%

$379,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$9,662

Principal & Interest: $9,662

Property taxes (est.): $2,522

Insurance (est.): $1,263

Estimated Total Monthly

$13,447

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$9,662

Property taxesest. at asking price, St. Johns County$2,522

HOAbilled monthly$120

Estimated total, before insurance$12,304/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$24,508/yr · $2,042/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $24,508/yr

Estimated taxes if purchased at asking price: ~$30,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 28, 2026Listed$1,895,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,895,000

Price / Sq Ft$512

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,701

Total Structure Area5,404 sq ft

Acres0.44 acres

Year Built2015

TypeResidential

Sub-TypeSingle Family Residence

StyleSpanish

StatusActive

# of Garages4

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontNo

School Information

ElementaryPalencia

MiddlePacetti Bay

HighAllen D. Nease

Community Information

Address751 Promenade Pointe Drive, St. Augustine, FL 32095

Area312-Palencia Area

SubdivisionPalencia

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size19,166.4 sq ft

Lot Dimensions244x17x80x250x6

Parcel Number0720880190

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Golf Course, Management - Off Site, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Circular Driveway, Off Street

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryIn Unit, Lower Level, Sink

SecuritySmoke Detector(s)