This home is in Yulee.
$350,0003 bd · 2 ba · 1,728 sq ft
Active·2 days on market
77408 Cobblestone Drive
Yulee, FL 32097
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Yulee
VA ASSUMABLE LOAN 5.99%! Welcome to Timber Creek in Yulee, Florida! This beautifully updated 3-bedroom, 2-bathroom home offers the perfect combination of comfort, convenience, and Florida living! Step inside to an open-concept floor plan filled with natural light and a desirable split-bedroom layout offering added privacy. The updated kitchen features countertops, refrigerator, microwave, and sink, while the spacious primary suite includes an updated bathroom and a walk-in closet with custom built-ins. Plus, enjoy peace of mind with a NEW ROOF installed in 2025! Step outside to your fully fenced backyard overlooking a serene pond, the perfect place to enjoy your morning coffee, or entertain while taking in the peaceful water views! Timber Creek offers fantastic neighborhood amenities including a community pool, playground, and basketball court, all with a LOW HOA of approximately $500 per year and NO CDD fees! Located in the highly rated Nassau County School District and zoned for
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone G
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — 2025 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,748 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Scott Road Beach Accessabout 13 mi · 100 parking spaces
Closest park or preserve
Thomas Creek Conservation Areaabout 11 mi · 4.9 mi of trails
Closest public boat ramp
Nassau Landing (Edwards Road) Boat Rampabout 1 mi · Nassau River
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Accessabout 4 mi · Boggy Creek
Closest grocery store
Publixabout 2 mi · 76010 William Burgess Blvd, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Nov 12, 2026Listed$350,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $203/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 76682 Timbercreek Boulevard, Yulee, FL 32097Listed by EPIQUE REALTY, INC | Oct 2026 | $302,500 | $191 | 3/2 | 1,582 | 15 | 0.1 |
| 75061 Brookwood Drive, Yulee, FL 32097Listed by PICKETT HOME ADVISORS, LLC | Nov 2026 | $321,000 | $201 | 3/2 | 1,594 | 5 | 0.2 |
| 76842 Timbercreek Boulevard, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $317,000 | $207 | 3/2 | 1,532 | 4 | 0.3 |
| 75104 Morning Glen Court, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $358,000 | $181 | 4/2 | 1,974 | 29 | 0.3 |
| 70353 Winding River Drive, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $394,330 | $186 | 4/2 | 2,115 | 4 | 0.4 |
| 76170 Long Leaf Loop, Yulee, FL 32097Listed by REAL BROKER LLC | Sep 2026 | $323,000 | $198 | 3/2 | 1,632 | 33 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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