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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a new construction home in St. Johns County.

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Active

Active·230 days on market

16 Meadow Crossing Drive

St. Augustine, FL 32086

$612,997$256/sqftEst. $3,151/moMLS# 2124901
3
Beds
2
Baths
2,390
Sq Ft
2025
Built
2
Garage
No
Pool

About this home

St. Augustine

Rates as low as 4.99! Up to $15k CC for any deal using our preferred lender. Discover this handsome Daniel home. Included features: a welcoming porch; a large great room; a gourmet kitchen offering white cabinets, a center island, a walk-in pantry and a double oven; a beautiful primary suite showcasing a spacious walk-in closet and a private bath; a convenient laundry; a sunroom and an extended patio. This could be your dream home! SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change.

Cost to own

Mortgage calculator

$612,997
$122,599
Loan Term
Monthly Payment
$3,151
Principal & Interest: $3,151
Property taxes (est.): $816
Insurance (est.): $409
Estimated Total Monthly
$4,376
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,151
Property taxesest. at asking price, St. Johns County$816
HOAbilled quarterly$150
Estimated total, before insurance$4,117/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $95,000 in December 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$80,000$80,000
2024$80,000$80,000
2023$91,000$72,600
2022$72,800$66,000
2021$60,000$60,000
2020$55,000$55,000

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,725 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 27, 2026Price change$612,997$29,000
  • Jul 17, 2026Price change$641,997+$4,000
  • Jul 16, 2026Price change$637,997$5,000
  • Jan 13, 2026Listed$642,997

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$612,997
Price / Sq Ft$256
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,390
Total Structure Area2,690 sq ft
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesWest

Community Information

Address16 Meadow Crossing Drive, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionTimber Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Parcel Number140433 0010

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionOther, Composition Siding, Frame

Additional Information

Date ListedJanuary 13, 2026
Days on Market230
HOA Fees$450 / Quarterly
HOA FrequencyQuarterly
HOA NameRichmond American Homes
Listing TermsCash
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: AXEN REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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