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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee — a waterfront home in Nassau County.

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Pending

Pending·27 days on market

76682 Timbercreek Boulevard

Yulee, FL 32097

$315,000$199/sqftEst. $1,745/moMLS# 2164680
3
Beds
2
Baths
1,582
Sq Ft
2013
Built
2
Garage
No
Pool
FEMA Zone XHOA $45/mo8,276 sqft lotWaterfrontSingle Family Residence1 story

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About this home

Yulee

Welcome home to Timber Creek Plantation! This beautifully maintained home offers the perfect blend of comfort, privacy, and Florida living, with a peaceful pond view right in your backyard. Proudly offered by the original owner, this home has been lovingly cared for and thoughtfully maintained throughout the years. One of the biggest recent updates is the 2024 roof replacement, giving the next owner valuable peace of mind. The home's 2013 HVAC system and water heater have served the home well and provide an opportunity for the new owner to plan future updates on their own timeline. Inside, the home offers a comfortable, functional layout designed for everyday living and entertaining. Natural light fills the living spaces, while the backyard pond creates a beautiful backdrop and a tranquil place to unwind after a long day. Imagine enjoying your morning coffee overlooking the water or gathering with family and friends while the kids and pets enjoy the spacious outdoor area.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,745
Property taxesest. at asking price, Nassau County$435
HOAbilled semi-annually$45
Estimated total, before insurance$2,225/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,611/yr · $134/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$315,000
$63,000
Loan Term
Monthly Payment
$1,745
Principal & Interest: $1,745
Property taxes (est.): $435
Insurance (est.): $210
Estimated Total Monthly
$2,390
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,717 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,611/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Pending$315,000
  • Sep 13, 2026Listed$315,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
78103 Duckwood Trail, Yulee, FL 32097Listed by FERNANDINA BEACH REALTYJul 2026$326,000$1814/21,80270.1
76842 Timbercreek Boulevard, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$317,000$2073/21,53240.2
75104 Morning Glen Court, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$358,000$1814/21,974290.2
76401 Deerwood Drive, Yulee, FL 32097Listed by 1 REALTY CORPAug 2026$330,000$1783/21,85050.2
65805 Edgewater Drive, Yulee, FL 32097Listed by COLDWELL BANKER THE AMELIA GROUPOct 2026$352,000$2063/21,709120.5
70550 Winding River Drive, Yulee, FL 32097Listed by REAL BROKER LLCJul 2026$383,000$2114/21,812110.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$315,000
Price / Sq Ft$199
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,582
Total Structure Area2,232 sq ft
Acres0.19 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address76682 Timbercreek Boulevard, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTimber Creek Plantation 1
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size8,276.4 sq ft
Lot Dimensions8089 sq. ft.
Parcel Number112N26205200410000
ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Maintenance Grounds, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Hot Water
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 13, 2026
Days on Market15
HOA Fees$270.5 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameTimber Creek Plantation HOA
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,611.27
Tax Year2025
Listing TermsCash, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EPIQUE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

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20+ years · 500+ closings · NE Florida

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