This home is in Yulee — a home near Yulee High School.
$469,9005 bd · 2.5 ba · 2,717 sq ft
Active·12 days on market
77079 Cobblestone Drive
Yulee, FL 32097
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Yulee
Discover space, comfort, and privacy in this 5-bedroom, 2.5-bath home in Timber Creek! Offering 2,700+ sq ft, this move-in-ready Yulee home features fresh paint, new carpet, 9-ft ceilings, recessed lighting, custom built-ins, and two spacious gathering areas. The kitchen features granite countertops, 42-inch cabinetry, tile backsplash, stainless appliances, and a breakfast bar overlooking the private back yard. Engineered wood flooring flows through the foyer, family room, kitchen, dining room, downstairs bedroom, and half bath. Upstairs, the primary suite includes an upgraded tiled walk-in shower with glass enclosure. Enjoy a large fenced backyard overlooking a preservation area, plus a covered lanai, gutters, raised garden beds, and fruit trees including pomegranate, lemon, olive, peach, and grapes. Timber Creek amenities include a community pool, clubhouse, and basketball court. A rare Yulee real estate opportunity with privacy, flexible living space, and community amenities!
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone G
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2012)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA
County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,463 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Scott Road Beach Accessabout 13 mi · 100 parking spaces
Closest park or preserve
Thomas Creek Conservation Areaabout 11 mi · 4.9 mi of trails
Closest public boat ramp
Nassau Landing (Edwards Road) Boat Rampabout 0.8 mi · Nassau River
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Accessabout 4 mi · Boggy Creek
Closest grocery store
Publixabout 2 mi · 76010 William Burgess Blvd, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $347,984 | $191,251 | — |
Estimated taxes if purchased at asking price: ~$7,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 2, 2026Listed$469,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $181/sq ft; this home is listed at $173/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 77205 Cobblestone Drive, Yulee, FL 32097Listed by SEFAIR INVESTMENTS, INC. | Jul 2026 | $264,000 | $122 | 3/2.5 | 2,163 | 4 | 0.1 |
| 75104 Morning Glen Court, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $358,000 | $181 | 4/2 | 1,974 | 29 | 0.2 |
| 70353 Winding River Drive, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $394,330 | $186 | 4/2 | 2,115 | 4 | 0.2 |
| 65367 River Glen Parkway, Yulee, FL 32097Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Jul 2026 | $429,900 | $172 | 5/3 | 2,494 | 10 | 0.3 |
| 65908 Edgewater Drive, Yulee, FL 32097Listed by ERA ONETEAM REALTY | Oct 2026 | $389,900 | $205 | 4/2 | 1,902 | 113 | 0.4 |
| 70056 Misty Lake Court, Yulee, FL 32097Listed by 7 STAR REALTY, INC. | Aug 2026 | $309,000 | $124 | 5/3 | 2,494 | 381 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUMMER HOUSE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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