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Pending

Pending·33 days on market

76842 Timbercreek Boulevard

Yulee, FL 32097

$315,000$206/sqftEst. $1,628/moMLS# 2159107

Beds

Baths

1,532

Sq Ft

2014

Built

Garage

Pool

About this home

Yulee

Welcome home to this beautifully maintained 3-bedroom, 2-bath home offering 1,532 square feet of comfortable living space. The open floor plan is perfect for everyday living and entertaining, featuring a spacious living area that flows seamlessly into the kitchen with stainless steel appliances.The private primary suite offers a relaxing retreat with dual vanities, a garden tub, and a separate walk-in shower. Step outside to the screened-in back porch, the perfect place to enjoy your morning coffee or unwind while overlooking the fully fenced backyard.Conveniently located just minutes from I-95 and the popular Wildlight shopping, dining, and entertainment district, this home also offers access to the highly acclaimed Nassau County School District, known for its top-rated schools. Move-in ready and exceptionally well maintained, this home is ready for its next owner. Schedule your private showing today!

Cost to own

Mortgage calculator

Home Price

$315,000

Down Payment: 20%

$63,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$1,628

Principal & Interest: $1,628

Property taxes (est.): $435

Insurance (est.): $210

Estimated Total Monthly

$2,273

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,628

Property taxesest. at asking price, Nassau County$435

HOAbilled semi-annually$45

Estimated total, before insurance$2,108/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,170/yr · $181/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,170/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History