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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Lakeside at Town Center, Ponte Vedra a home near Allen D. Nease High School.

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Active

Active·Listed today·Lakeside at Town Center

289 Palm Breeze Drive

Ponte Vedra, FL 32081

$630,000$263/sqftEst. $3,239/moMLS# 2162482
4
Beds
3
Baths
2,391
Sq Ft
2017
Built
3
Garage
No
Pool

About this home

Lakeside at Town Center

Ideally located in Lakeside at Nocatee, this one-level, four-bedroom, three-bath home offers a spacious and functional floor plan with a three-car garage and exceptional convenience to the heart of Nocatee. Wood-look tile flooring flows throughout the main living areas and bedrooms, complemented by plantation shutters throughout the home. The lanai has been transformed into a glass-enclosed Florida room with a dedicated ductless heating and cooling system, creating a versatile space to enjoy year-round. Conveniently located within easy walking, biking or golf cart distance of Nocatee Town Center, with shopping, dining and community events close at hand. Enjoy access to Nocatee's sought-after amenities and parks, all from the desirable Lakeside community. Currently tenant occupied. Interior listing pictures coming soon.

Cost to own

Mortgage calculator

$630,000
$126,000
Loan Term
Monthly Payment
$3,239
Principal & Interest: $3,239
Property taxes (est.): $838
Insurance (est.): $420
Estimated Total Monthly
$4,497
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,239
Property taxesest. at asking price, St. Johns County$838
HOAbilled annually$21
Estimated total, before insurance$4,098/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,450/yr · $871/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,450/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 28, 2026Listed$630,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$630,000
Price / Sq Ft$263
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,391
Total Structure Area3,327 sq ft
Acres0.16 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address289 Palm Breeze Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionLakeside At Town Center
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,969.6 sq ft
Lot Dimensions60 x 129
Parcel Number0680551000
ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Ice Maker, Microwave, Tankless Water Heater
HeatingHeat Pump
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Glass Enclosed, Rear Porch
FencingBack Yard, Vinyl
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 28, 2026
Days on Market0
HOA Fees$250 / Annually
HOA FrequencyAnnually
Tax Amount$10,449.55
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

The neighborhood

About Lakeside at Town Center

Lakeside at Town Center is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Lakeside at Town Center homes for sale →

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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