Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra — a home near Allen D. Nease High School.

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Active

Active·Listed today·Riverwood

836 Tree Side Lane

Ponte Vedra, FL 32081

$585,000$290/sqftEst. $3,011/moMLS# 2160148

Beds

Baths

2,015

Sq Ft

2019

Built

Garage

Pool

About this home

Riverwood

Welcome to your vibrant oasis in the heart of an active adult community tailored to the discerning 55+ lifestyle. Step inside to discover an open-concept layout flooded with natural light, creating an inviting atmosphere for entertaining and relaxation. The living area features high ceilings, LVP floors, and triple sliding glass doors that frame panoramic views. The kitchen boasts premium appliances, granite countertops, and ample cabinet space for all your culinary needs. Step outside to your private patio where you can soak up the sunshine and enjoy the fresh air in your own outdoor oasis. Whether you're sipping your morning coffee or hosting a barbecue with neighbors, this outdoor space is the perfect extension of your indoor living area. As a resident of this active adult community, you'll have access to a wealth of amenities designed to enhance your lifestyle. Participate in community events, clubs, and classes tailored to your interest. CDD Fees are included in property taxes.

Cost to own

Mortgage calculator

Home Price

$585,000

Down Payment: 20%

$117,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$3,011

Principal & Interest: $3,011

Property taxes (est.): $778

Insurance (est.): $390

Estimated Total Monthly

$4,179

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$3,011

Property taxesest. at asking price, St. Johns County$778

HOAbilled monthly$245

Estimated total, before insurance$4,034/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,649/yr · $721/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,649/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 14, 2026Listed$585,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$585,000

Price / Sq Ft$290

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,015

Acres0.16 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

55+ CommunityYes

School Information

HighAllen D. Nease

Community Information

Address836 Tree Side Lane, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionRiverwood By Del Webb

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size6,969.6 sq ft

Parcel Number0722540670

ZoningSingle Family

Amenities

AmenitiesPool, Other, Barbecue, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Management - Full Time, Park, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewLake, Water

Waterfront TypeLake Front, Pond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Hot Water

CoolingCentral Air, Electric, Multi Units

FlooringCarpet, Laminate, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Security24 Hour Security, Gated with Guard, Smoke Detector(s)

Spa FeaturesIn Ground, Community