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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra — a home near Allen D. Nease High School.

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Active

Active·44 days on market·Riverwood

836 Tree Side Lane

Ponte Vedra, FL 32081

$564,997$280/sqftEst. $3,016/moMLS# 2160148
↓ $20,003 below original list
3
Beds
3
Baths
2,015
Sq Ft
2019
Built
2
Garage
No
Pool

20 more homes for sale in Riverwood →Search Riverwood on the map

FEMA Zone XHOA $245/mo6,970 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Riverwood

Welcome to your vibrant oasis in the heart of an active adult community tailored to the discerning 55+ lifestyle. Step inside to discover an open-concept layout flooded with natural light, creating an inviting atmosphere for entertaining and relaxation. The living area features high ceilings, LVP floors, and triple sliding glass doors that frame panoramic views. The kitchen boasts premium appliances, granite countertops, and ample cabinet space for all your culinary needs. Step outside to your private patio where you can soak up the sunshine and enjoy the fresh air in your own outdoor oasis. Whether you're sipping your morning coffee or hosting a barbecue with neighbors, this outdoor space is the perfect extension of your indoor living area. As a resident of this active adult community, you'll have access to a wealth of amenities designed to enhance your lifestyle in community events, clubs, & classes tailored to your interest.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,016
Property taxesest. at asking price, St. Johns County$752
HOAbilled monthly$245
Estimated total, before insurance$4,013/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,649/yr · $721/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$564,997
$112,999
Loan Term
Monthly Payment
$3,016
Principal & Interest: $3,016
Property taxes (est.): $752
Insurance (est.): $377
Estimated Total Monthly
$4,145
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,649/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 11, 2026Price change$564,997−$10,003
  • Aug 27, 2026Price change$575,000−$10,000
  • Aug 14, 2026Listed$585,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$564,997
Price / Sq Ft$280
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,015
Acres0.16 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
55+ CommunityYes

School Information

Community Information

Address836 Tree Side Lane, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionRiverwood By Del Webb
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,969.6 sq ft
Parcel Number0722540670
ZoningSingle Family

Amenities

AmenitiesPool, Other, Barbecue, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Management - Full Time, Park, Security, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewLake, Water
Waterfront TypeLake Front, Pond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
Security24 Hour Security, Gated with Guard, Smoke Detector(s)
Spa FeaturesIn Ground, Community

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionStone, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 14, 2026
Days on Market28
HOA Fees$245 / Monthly
HOA FrequencyMonthly
HOA NameFirst Service Residential
HOA Fee IncludesSecurity
Tax Amount$8,648.96
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Riverwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines