This home is in Riverwood, Ponte Vedra — a gated community home in St. Johns County.
Active·2 days on market·Riverwood
28 Forest Spring Drive
Ponte Vedra, FL 32081
15 more homes for sale in Riverwood →Search Riverwood on the map
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About this home
Riverwood
MOVE-IN READY & PRISTINE! Beautifully maintained 1-story Noir Coast design by Pulte on a desirable corner lot backing to peaceful conservation with water beyond. Bright, cheerful interior features abundant natural light, leaded-glass entry door, clerestory windows & porcelain tile in main living areas. Upgraded Kitchen shines with quartz counters, subway-tile backsplash, Whirlpool appliance suite, French-door counter-depth refrigerator, elevated dishwasher, exterior-vented exhaust & exceptional cabinetry with pull-out drawers, Lazy Susan & pull-out trash/recycling. Spacious Owner's Suite offers large walk-in closet & Bath with dual vanity, granite counter, frameless-glass walk-in shower & tile accents & enhanced safety grab bars. Covered screened lanai with pavers overlooks serene wooded setting. HVAC approx. 3 yrs old w/new thermostat; water softener approx. 6 mos. old. Whirlpool washer/dryer negotiable. Irrigation & termite bond. Near rear community gate affords added convenience.
Next steps in Riverwood
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,814 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (south)about 3 mi · 94 parking spaces
Closest park or preserve
Nocatee Preserveabout 3 mi · 2,378 acres
Closest public boat ramp
Guana River Wildlife Management Area – Six Mile Landing Public Boat Ramp (10 HP Max)about 4 mi · Guana Lake
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 1 mi · Tolomato River
Closest youth league fields
Nocatee Community Parkabout 2 mi · Soccer
Closest grocery store
Publixabout 3 mi · 250 Pine Lake Dr, Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:33 AM, sunset 6:46 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,376/yr
Estimated taxes if purchased at asking price: ~$6,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 22, 2026Active$415,000
- Oct 13, 2026Listed$415,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $292/sq ft; this home is listed at $322/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 101 Covered Creek Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Jul 2026 | $399,000 | $309 | 2/2 | 1,290 | 77 | 0.1 |
| 128 Covered Creek Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | May 2026 | $461,000 | $292 | 2/2 | 1,577 | 116 | 0.1 |
| 186 Covered Creek Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Sep 2026 | $335,000 | $260 | 2/2 | 1,290 | 83 | 0.2 |
| 294 Wood Pond Loop, Ponte Vedra, FL 32081Listed by REAL BROKER LLC | Jun 2026 | $460,000 | $290 | 2/2 | 1,587 | 8 | 0.2 |
| 116 Woodbriar Road, Ponte Vedra, FL 32081Listed by WATSON REALTY CORP | Oct 2026 | $359,000 | $266 | 2/2 | 1,348 | 253 | 0.5 |
| 100 Broadhaven Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $450,000 | $294 | 2/2 | 1,529 | 1 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Riverwood
Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines