This home is in Riverwood, Ponte Vedra — a 55+ community home in Nocatee.
$335,000Sold2 bd · 2 ba · 1,290 sq ft
Sold·Closed Sep 25, 2026·83 days on market·Recent sales in Riverwood·Riverwood
186 Covered Creek Drive
Ponte Vedra, FL 32081
17 more homes for sale in Riverwood →Search Riverwood on the map
About this home
Riverwood
Experience the very best of Northeast Florida living in Del Webb Ponte Vedra, one of the area's premier active adult communities. Ideally positioned near the community's back entrance and just moments from the kayak launch along the Intracoastal Waterway, this exceptional home offers the perfect blend of convenience, recreation, and resort-style living. Whether you're searching for a seasonal retreat or a year-round residence, you'll love the unmatched lifestyle that Del Webb Ponte Vedra provides. Residents enjoy a maintenance-free environment with access to world-class amenities including resort-style indoor and outdoor pools, a state-of-the-art fitness center, tennis and pickleball courts, miles of walking and biking trails, social clubs, hobby groups, and a full calendar of activities designed to keep you as active and engaged as you choose. The community's golf cart-friendly design allows easy access to nearby shopping, restaurants, medical facilities, and everyday conveniences
Next steps in Riverwood
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,806 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)30 min drive · 80 parking spaces
Closest park or preserve
Nocatee Preserve14 min drive · 2,378 acres
Closest public boat ramp
Guana River Wildlife Management Area – Six Mile Landing Public Boat Ramp (10 HP Max)about 4 mi · Guana Lake
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 1 mi · Tolomato River
Closest youth league fields
Nocatee Community Park7 min drive · Soccer
Closest grocery store
Publix8 min drive · 250 Pine Lake Dr, Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $373,912 | $203,150 | — |
| 2024 | $389,394 | $196,717 | — |
| 2023 | $392,409 | $189,531 | — |
| 2022 | $335,020 | $182,554 | — |
| 2021 | $242,636 | $175,781 | — |
| 2020 | $229,129 | $229,129 | — |
2025 property taxes (current owner): $5,253/yr
Estimated taxes if purchased at asking price: ~$5,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 29, 2026Closed$359,900
- Sep 9, 2026Active Under Contract$359,900
- Aug 13, 2026Price change$359,900−$10,000
- Jul 24, 2026Price change$369,900−$20,100
- Jul 13, 2026Price change$390,000−$5,000
- Jun 18, 2026Listed$395,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $298/sq ft; this home is listed at $260/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 101 Covered Creek Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Jul 2026 | $399,000 | $309 | 2/2 | 1,290 | 77 | 0.1 |
| 116 Woodbriar Road, Ponte Vedra, FL 32081Listed by WATSON REALTY CORP | Oct 2026 | $359,000 | $266 | 2/2 | 1,348 | 253 | 0.3 |
| 102 Woodbriar Road, Ponte Vedra, FL 32081Listed by WATSON REALTY CORP | Jul 2026 | $380,000 | $295 | 2/2 | 1,290 | 23 | 0.3 |
| 294 Wood Pond Loop, Ponte Vedra, FL 32081Listed by REAL BROKER LLC | Jun 2026 | $460,000 | $290 | 2/2 | 1,587 | 8 | 0.3 |
| 108 Wood Meadow Way, Ponte Vedra, FL 32081Listed by WATSON REALTY CORP | Jul 2026 | $425,000 | $298 | 2/2 | 1,425 | 147 | 0.4 |
| 158 Clay Gully Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $599,000 | $371 | 2/2 | 1,614 | 7 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX UNLIMITED
Sold by: LOKATION (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Riverwood
Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Riverwood homes for sale →Keep looking
More homes in Riverwood
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Under Contract585 Orchard Pass AvenuePonte Vedra, FL 32081
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Under Contract108 Canopy Oak LanePonte Vedra, FL 32081
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Under Contract491 Orchard Pass AvenuePonte Vedra, FL 32081
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines