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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra — a 55+ community home in Nocatee.

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Sold

Sold·Closed Jul 24, 2026·77 days on market·Recent sales in Riverwood·Riverwood

101 Covered Creek Drive

Ponte Vedra, FL 32081

$399,000sold priceListed at $404,900 · 98.5% of asking$309/sqftMLS# 2141522
2
Beds
2
Baths
1,290
Sq Ft
2018
Built
2
Garage
No
Pool

17 more homes for sale in Riverwood →Search Riverwood on the map

FEMA Zone XHOA $245/mo4,792 sqft lotSingle Family Residence1 story

About this home

Riverwood

Immaculate 2BR/2BA home with an open floor plan, thoughtful architecture and meticulous maintenance on a beautiful preserve homesite. Nestled on tree-lined streets in a guard-gated Del Webb active-adult community, this residence offers easy, low-maintenance living and a lifestyle-first location. Enjoy every amenity the community offers and quick golf-cart access to top-rated restaurants and shopping. Less than 4 miles to the ocean--perfect for seaside days and vibrant social living. Don't miss this turnkey opportunity.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,210
Property taxesest. at asking price, St. Johns County$531
HOAbilled monthly$245
Estimated total, before insurance$2,986/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,304/yr · $442/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,000
$79,800
Loan Term
Monthly Payment
$2,210
Principal & Interest: $2,210
Property taxes (est.): $531
Insurance (est.): $266
Estimated Total Monthly
$3,007
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,770 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$369,750$368,381—
2024$385,319$334,892—
2023$388,252$304,447—
2022$334,086$276,770—
2021$251,609$251,609—
2020$237,271$237,271—

2025 property taxes (current owner): $5,304/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 24, 2026Closed$404,900
  • Jul 21, 2026Pending$404,900
  • Jul 11, 2026Active Under Contract$404,900
  • Apr 24, 2026Listed$404,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $295/sq ft; this home is listed at $314/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
186 Covered Creek Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDSep 2026$335,000$2602/21,290830.1
294 Wood Pond Loop, Ponte Vedra, FL 32081Listed by REAL BROKER LLCJun 2026$460,000$2902/21,58780.3
198 Forest Spring Drive, Ponte Vedra, FL 32081Listed by WATSON REALTY CORPMar 2026$439,000$3082/21,425390.3
102 Woodbriar Road, Ponte Vedra, FL 32081Listed by WATSON REALTY CORPJul 2026$380,000$2952/21,290230.4
64 Woodbriar Road, Ponte Vedra, FL 32081Listed by REALTY ONE GROUP ELEVATEMay 2026$465,000$2952/21,577450.4
108 Wood Meadow Way, Ponte Vedra, FL 32081Listed by WATSON REALTY CORPJul 2026$425,000$2982/21,4251470.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$404,900
Price / Sq Ft$314
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,290
Acres0.11 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address101 Covered Creek Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionRiverwood By Del Webb
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size4,791.6 sq ft
Parcel Number0722531550

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Jogging Path, Management- On Site, Pickleball, Sauna, Security, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Restaurant, Gated
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Gated
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Patio / PorchRear Porch, Screened
Road FrontagePrivate Road

Additional Information

Date ListedApril 25, 2026
Days on Market77
HOA Fees$245 / Monthly
HOA FrequencyMonthly
HOA NameRiverwood By Del Webb
Tax Amount$5,304.16
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Riverwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines