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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra a 55+ community home in Nocatee.

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Active

Active·25 days on market·Riverwood

163 Goldenrod Park Road

Ponte Vedra, FL 32081

$415,000$293/sqftEst. $2,134/moMLS# 2147396
2
Beds
2
Baths
1,418
Sq Ft
2016
Built
2
Garage
No
Pool

About this home

Riverwood

Welcome to resort-style living in Del Webb Ponte Vedra, one of Northeast Florida's most sought-after 55+ gated communities, nestled within the master-planned Nocatee corridor of Ponte Vedra. This immaculate 2-bedroom, 2-bath home with a dedicated flex room, mudroom, and spacious 2-car garage offers easy single-story living with stylish finishes throughout. Step inside to a welcoming foyer that opens to a bright, open-concept layout anchored by wide-plank luxury vinyl flooring that flows seamlessly through the main living areas. The kitchen is a standout -- featuring rich raised-panel cabinetry, gleaming granite countertops, a large peninsula with bar seating, and a full suite of appliances including a premium KitchenAid French door refrigerator. The adjacent dining area and open living room create an effortless space for entertaining, while the dedicated flex room off the living room offers the perfect bonus space for a home office, reading room, or additional sitting area

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,134
Principal & Interest: $2,134
Property taxes (est.): $552
Insurance (est.): $277
Estimated Total Monthly
$2,962
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,134
Property taxesest. at asking price, St. Johns County$552
HOAbilled monthly$245
Estimated total, before insurance$2,931/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,874/yr · $573/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$387,923$387,923
2024$403,667$403,667
2023$406,725$384,570
2022$349,609$349,609
2021$262,794$193,287
2020$248,500$189,928

2025 property taxes (current owner): $6,874/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 6, 2026Active$415,000
  • Aug 2, 2026Pending$415,000
  • Jul 16, 2026Price change$415,000$10,000
  • May 28, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$415,000
Price / Sq Ft$293
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,418
Acres0.12 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address163 Goldenrod Park Road, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionRiverwood By Del Webb
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size5,227.2 sq ft
Parcel Number0722480080

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve, Trees/Woods

Interior

AppliancesConvection Oven, Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit
Security24 Hour Security, Security Gate

Exterior

Patio / PorchRear Porch, Screened
RoofShingle

Additional Information

Date ListedAugust 6, 2026
Days on Market65
HOA Fees$245 / Monthly
HOA FrequencyMonthly
Tax Amount$6,874.19
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityYes
New ConstructionNo

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Riverwood homes for sale →

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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