This home is in Riverwood, Ponte Vedra — a 55+ community home in Nocatee.
Active·269 days on market·Riverwood
404 Orchard Pass Avenue
Ponte Vedra, FL 32081
16 more homes for sale in Riverwood →Search Riverwood on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Riverwood
Sun-filled, updated end-unit condo with open layout, screened porch, and custom closets. This move-in-ready home offers abundant natural light, extra privacy, and a modern open-concept design. The kitchen features stainless steel appliances, granite countertops, and updated lighting—ideal for everyday living and entertaining. Thoughtfully designed custom closet systems provide excellent storage and organization. Enjoy year-round relaxation on the spacious covered, screened porch. Located in the desirable Del Webb 55+ community, this beautifully maintained home offers low-maintenance living with resort-style amenities including a clubhouse, fitness center, indoor and outdoor pools, tennis courts, walking trails, and a full social calendar. Convenient to shopping, dining, and healthcare. Perfect for downsizing or a second home.
Next steps in Riverwood
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,784 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $337,000 | $148,321 | — |
| 2024 | $344,910 | $143,433 | — |
| 2023 | $344,910 | $137,799 | — |
| 2022 | $245,000 | $132,329 | — |
| 2021 | $214,000 | $214,000 | — |
2024 property taxes (current owner): $3,726/yr
Estimated taxes if purchased at asking price: ~$6,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 30, 2026Price change$417,900−$2,000
- Jan 18, 2026Listed$419,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $230/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 447 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by MARSH LANDING REALTY | Sep 2026 | $389,000 | $208 | 3/2.5 | 1,873 | 516 | 0 |
| 377 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLC | Sep 2025 | $385,000 | $264 | 3/2 | 1,457 | 47 | 0 |
| 490 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by LPT REALTY LLC | Sep 2026 | $340,000 | $221 | 2/2 | 1,538 | 148 | 0.1 |
| 545 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLC | Oct 2025 | $362,000 | $235 | 2/2 | 1,538 | 33 | 0.1 |
| 192 Orchard Pass Avenue 522, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Apr 2026 | $395,000 | $186 | 2/2 | 2,129 | 5 | 0.2 |
| 192 Orchard Pass Avenue 547, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNS | Sep 2025 | $406,500 | $203 | 3/2 | 2,002 | 31 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Riverwood
Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Riverwood homes for sale →Keep looking
More homes in Riverwood
Pending232 Hawks Harbor RoadPonte Vedra, FL 32081
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$414,000Est. $2,203/moWelcome to Del Webb Ponte Vedra, Nocatee's premier 55+ resort-style community. This beautifully maintained home offers…
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Under Contract163 Goldenrod Park RoadPonte Vedra, FL 32081
2 bd · 2 ba · 1,418 sq ft
$400,000Est. $2,129/moWelcome to resort-style living in Del Webb Ponte Vedra, one of Northeast Florida's most sought-after 55+ gated…
Listing Office: exp realty llc
For Sale10 Idlewild CourtPonte Vedra, FL 32081
2 bd · 2 ba · 1,701 sq ft
$450,000Est. $2,395/moWelcome to easy, resort-style living in the highly sought-after 55+ Del Webb Ponte Vedra community. Situated on a…
Listing Office: keller williams realty atlantic partners
For Sale848 Wandering Woods WayPonte Vedra, FL 32081
2 bd · 2 ba · 1,701 sq ft
$450,000Est. $2,395/moWelcome to this beautiful 2-bedroom, 2-bath home in the sought-after Del Webb Ponte Vedra community. Offering 1,701…
Listing Office: keller williams realty atlantic partners
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines