This home is in Jacksonville — a home near Mandarin High School.
Active·Listed today
3936 Tar Kiln Road
Jacksonville, FL 32223
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to Cross Creek, a premier gated Mandarin community, nestled off the beaten path with quick access to 295 and all things Jax. Luxury living beckons throughout this beautiful David Weekley model home. Rich wood and stone flooring pair perfectly with high design appointments throughout: coffer and tray ceilings, crown moulding, 8.0 entries, hideaway sliding glass doors, outdoor fireplace and built in grill, screened lanai and patio are just the beginning. The first floor primary is an expansive retreat with soaring ceilings, custom drapes, and impressive ensuite and walk-in closet with direct access to laundry. Bedroom 2 has its own full bath, and Bedrooms 3 & 4 share bath 3 in the 'East Wing'. The stunning dining room graces the foyer just across from the office space, all resting upon gorgeous wood flooring. The living/kitchen combo combine into the perfect relaxing/entertaining spaces, with a breakfast nook and sitting area with built-in desk and cabinets. Game room/BR5 up.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,579 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 15 mi · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserveabout 4 mi · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 1.0 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Mandarin Park Kayak Launch Dockabout 2 mi · Julington Creek
Closest youth league fields
Mandarin High School Poolabout 2 mi · Swimming
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:30 AM, sunset 6:54 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $10,217/yr
Estimated taxes if purchased at asking price: ~$14,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 17, 2026Active$749,990
- Oct 14, 2026Listed$749,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $195/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4021 Field Brook Lane, Jacksonville, FL 32223Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2026 | $664,900 | $227 | 4/3 | 2,931 | 86 | 0.4 |
| 4294 Summerton Oaks Circle, Jacksonville, FL 32223Listed by VREELAND REAL ESTATE LLC | Jun 2026 | $440,000 | $146 | 4/3.5 | 3,023 | 106 | 0.6 |
| 12743 Camellia Bay Drive E, Jacksonville, FL 32223Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Aug 2026 | $580,000 | $204 | 5/3 | 2,839 | 31 | 0.9 |
| 3881 Reds Gait Lane, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLC | Aug 2026 | $700,000 | $220 | 5/3.5 | 3,187 | 18 | 0.9 |
| 12834 Micanopy Lane, Jacksonville, FL 32223Listed by FUTURE HOME REALTY INC | Jun 2026 | $929,000 | $310 | 4/3.5 | 2,993 | 86 | 0.9 |
| 12760 Julian Cove Lane, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTS | Jun 2026 | $617,000 | $206 | 5/3 | 2,988 | 23 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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