This home is in Julington Oaks, Jacksonville — a home near Mandarin High School.
$635,000Pending5 bd · 3.5 ba · 3,432 sq ft
Pending·61 days on market·Julington Oaks
12629 Julington Oaks Drive
Jacksonville, FL 32223
2 more homes for sale in Julington Oaks →Search Julington Oaks on the map
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About this home
Julington Oaks
OPEN HOUSE SATURDAY 11-1230 Closing cost assistance/ rate buydowns/ special offers at open house only! MASSIVE 5 bedroom PLUS flex room with 3 car garage! LOW HOA $55 a month! 20ft ceilings! 4.125% assumable loan! Price cut below appraisal for quick sale. Massive open living space with over 3400 sf for you to enjoy! Fully fenced back yard! Excellent location off of Julington Creek Road. LOW HOA under MASSIVE open living space with HUGE kitchen island and 20' ceilings! A huge open space to live and play! 3 car garage for all your toys and large fenced yard with storage shed. Fresh paint outside 2022 and new paint inside this year! Downstairs Primary bedroom suite with walk in shower and garden tub. All other bedrooms upstairs. Possible 6th bedroom is able to be configured downstairs. Perfect for multi generational living!
Next steps in Julington Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,709 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 16 mi · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserve13 min drive · 6.4 mi of trails
Closest public boat ramp
Mandarin Park Boat Rampabout 1 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Mandarin Park Kayak Launch Dockabout 1 mi · Julington Creek
Closest youth league fields
Rogers Park8 min drive · Soccer
Closest grocery store
The Fresh Market4 min drive · 12795 San Jose Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 6:41 AM, sunset 5:39 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $590,000 in February 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $566,449 | $486,997 | — |
| 2024 | $533,621 | $472,565 | — |
| 2023 | $507,345 | $457,345 | ▲ $77,296 |
| 2022 | $414,401 | $0 | — |
| 2021 | $349,942 | $0 | — |
| 2020 | $357,817 | $178,908 | ▲ $5,000 |
2025 property taxes (current owner): $9,187/yr
Estimated taxes if purchased at asking price: ~$12,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 24, 2026Pending$635,000
- Jul 31, 2026Price change$635,000−$15,000
- Jun 3, 2026Listed$650,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $185/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3591 Melcon Farms Way, Jacksonville, FL 32223Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $695,000 | $216 | 5/4 | 3,218 | 0 | 0.2 |
| 12743 Camellia Bay Drive E, Jacksonville, FL 32223Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Aug 2026 | $580,000 | $204 | 5/3 | 2,839 | 31 | 0.3 |
| 3734 Reedpond Drive N, Jacksonville, FL 32223Listed by REAL BROKER LLC | Oct 2026 | $560,000 | $221 | 4/3.5 | 2,529 | 187 | 0.4 |
| 12129 Cattail Drive W, Jacksonville, FL 32223Listed by DOUGLAS ELLIMAN FLORIDA | Oct 2026 | $730,000 | $290 | 4/3 | 2,519 | 81 | 0.5 |
| 4075 Hillwood Road, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $620,000 | $256 | 4/3 | 2,421 | 13 | 0.6 |
| 12231 Dividing Oaks Trail E, Jacksonville, FL 32223Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $575,000 | $212 | 4/2.5 | 2,714 | 49 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FUTURE HOME REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Julington Oaks
Julington Oaks is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.
View all Julington Oaks homes for sale →Keep looking
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines