This home is in Jacksonville — a home near Mandarin High School.
Active·60 days on market
12629 Julington Oaks Drive
Jacksonville, FL 32223
About this home
Jacksonville
OPEN HOUSE Sunday 8/2 12-130 PM. RARE 5 bedroom 3.5 bath home in Mandarin with a 3 car garage! Price cut below appraisal for quick sale. Massive open living space with over 3400 sf for you to enjoy! Fully fenced back yard! Assumable 4.125 Conventional interest rate is available. Another home like this will not come available for a long time! Excellent location off of Julington Creek Road. LOW HOA under $650 a year! NO CDD! MASSIVE open living space with HUGE kitchen island and 20' ceilings! A huge open space to live and play! 3 car garage for all your toys and large fenced yard with storage shed. Fresh paint outside 2022 and new paint inside this year! Downstairs Primary bedroom suite with walk in shower and garden tub. All other bedrooms upstairs. Possible 6th bedroom is able to be configured downstairs. This home is a rare find with limited inventory and perfect for your summer move! Perfect for multi generational living.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $590,000 in February 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $566,449 | $486,997 | — |
| 2024 | $533,621 | $472,565 | — |
| 2023 | $507,345 | $457,345 | ▲ $77,296 |
| 2022 | $414,401 | $0 | — |
| 2021 | $349,942 | $0 | — |
| 2020 | $357,817 | $178,908 | ▲ $5,000 |
2025 property taxes (current owner): $9,187/yr
Estimated taxes if purchased at asking price: ~$12,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,709 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 31, 2026Price change$635,000−$15,000
- Jun 3, 2026Listed$650,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FUTURE HOME REALTY INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines