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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a home near Mandarin High School.

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Active·Listed today

12687 Autumn Garden Drive

Jacksonville, FL 32223

$785,000$261/sqftEst. $4,077/moMLS# 2164532
3
Beds
2
Baths
3,009
Sq Ft
2023
Built
3
Garage
No
Pool

About this home

Jacksonville

Refined luxury meets exceptional craftsmanship in this extraordinary custom-built residence by award-winning Cornerstone Homes. Every element has been thoughtfully curated, from the architectural details and designer finishes to the seamless connection between sophisticated interiors and resort-inspired outdoor living. A beautifully appointed paver walkway leads to the covered front porch, creating an inviting introduction to this remarkable home. Inside, the main level unfolds with an effortless sense of elegance and functionality. The gourmet kitchen is a true showpiece, featuring an abundance of custom cabinetry and expansive quartz countertops. A beautifully appointed butler's pantry provides direct access to the walk-in pantry while creating an elegant transition from the kitchen to the formal dining room--ideal for both intimate gatherings and grand entertaining. The impressive great room serves as the heart of the home, where soaring vaulted ceilings frame a striking gas

Cost to own

Mortgage calculator

$785,000
$157,000
Loan Term
Monthly Payment
$4,077
Principal & Interest: $4,077
Property taxes (est.): $1,282
Insurance (est.): $523
Estimated Total Monthly
$5,882
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$4,077
Property taxesest. at asking price, Duval County$1,282
HOAbilled annually$119
Estimated total, before insurance$5,478/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~931 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2026Listed$785,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$785,000
Price / Sq Ft$261
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,009
Acres0.23 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address12687 Autumn Garden Drive, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionBlair Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size10,018.8 sq ft
Parcel Number1581930330
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Electric Vehicle Charging Station(s), Garage Door Opener, Other

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Butler Pantry, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Upper Level, Washer Hookup

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen, Outdoor Shower
Patio / PorchCovered, Front Porch, Porch, Rear Porch, Screened
FencingVinyl
RoofShingle

Additional Information

Date ListedSeptember 11, 2026
Days on Market0
HOA Fees$1,425 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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